Leveraging Your Luxury Watch for Instant Liquidity

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Luxury watches are some of the most frequent assets our clients borrow against at Qollateral. It’s a smart move: luxury watches are easily used to secure a collateral loan for an immediate cash infusion without the need to sell, and it’s all completely confidential. Learn how to determine the value of your luxury watch here.

Ideal scenarios for leveraging your luxury watch:

  • You’ve gotten a margin call triggered on your trading account. Rather than liquidating your remaining securities to meet the balance margin requirement, you can secure a same-day cash loan against your luxury watch to satisfy the margin requirements and wire the funds to the brokerage company on the same day.
  • Your cash is tied up in cryptocurrency. Pledge your luxury watch for cash liquidity while the market recovers.
  • Short on cash for a real estate deal? Pledge your Patek Philippe Nautilus for a five-figure loan in an hour.
  • With your bank frozen by the IRS, pledge luxury watches for an instant cash loan to cover bills.
  • You’re a restaurant owner and you need to pay your staff at the end of the week, but you’ve come up short on payroll funds. You pledge your luxury watch for a five-figure loan. The staff gets paid, and your luxury watch is picked up within a month as soon as the funds are available.
  • You have a deal closing 3-4 months from now but need cash today to keep you operational. Instead of selling your asset, you borrow against your luxury watch and retain ownership. Once the deal closes, you come back and pick it up.

A good rule of thumb is that luxury watches with the best resale value are ideal for leveraging your luxury watch as collateral if you ever need a loan.

Our Top 3 Luxury Watch Brands

A good rule of thumb is that luxury watches that have the best resale value will have the best potential as collateral should you ever want to borrow against it. Three luxury watch brands that we work with often at Qollateral and hold their value very well are:

We also accept watches from the following high-end brands frequently:

This list can be especially helpful if you are considering investing in a luxury watch or if you collect luxury watches. However, this is not a definitive list of the luxury watches we accept as collateral, so we recommend reaching out if you don’t see your watch on this list. These are simply some “safe bets”.

Guide to Securing a Collateral Loan at Qollateral

If you’re considering borrowing against a luxury watch at Qollateral, the first step is to book an appointment. For privacy and security reasons, all visits to our offices are by appointment only.

You’ll meet one of our friendly staff members to get an instant estimate with absolutely no commitment or pressure. If you accept our offer, we’ll each sign a contract outlining the loan terms in a way that’s clear, concise, and easy to understand.

As much as we enjoy our time with you, we’ll send you on your way without taking too much of your time, and we’ll have the payment to you in cash or via bank transfer within hours of your appointment. We’ve designed our client experience to be as seamless and simple as possible.

Beyond leveraging your luxury watch, you may want to consider borrowing against your jewelry, or any of the assets listed here. We hope that we can be a trusted partner in helping you achieve your financial goals. Ready to use your watch as collateral? Read our comprehensive guide on securing a loan against luxury watches

Content Disclaimer

The content provided by Qollateral, LLC is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Qollateral, LLC or any third party service provider to buy or sell any commodities, securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Qollateral, LLC is not an attorney, accountant or financial advisor, nor is it holding itself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.

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