Maximize the potential of your next luxury watch investment. Learn which Rolex watches have increased in value the most.
Fast & Secure Rolex Watch Loans. Get a Loan Against Your Rolex Today!
With Rolex watch loans from Qollateral, you get the industry’s highest loan value on your luxury timepiece, plus a same-day payout so you can finance whatever big thing comes next. A Rolex collateral loan starts at $2,000 and runs to $10 million, and you keep the watch in your name throughout the term.
Instant Loan Offer Against Your Rolex Watch Within 30 Minutes.
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New York’s Most Trusted Loans Against Rolex Watches
At Qollateral, we’ve made it our mission to provide our clients with a seamless loan process and the best loan valuations in the nation. Book a private consultation with our expert team, and then receive your loan against a Rolex without any hidden fees or obligations. Whether you want a loan on a Rolex as a short bridge or as a longer-term option, the terms are the same, and the watch stays insured the whole time.
It’s never been easier to take out loans against Rolex watches. As part of our high-end collateral loan services, we offer loans against luxury watches that ensure your privacy and the security of your assets, all while being fully transparent about our terms, our pricing, and our process. Because a Rolex-backed loan is secured by the watch and not by you, there is no credit check, and nothing is reported to the bureaus.
How Our Process Works
To get started with a loan against your watch, schedule a confidential appointment with our New York valuation team either in person or online. We’ll thoroughly assess your Rolex to determine its highest secondary market value, then send an offer your way. There’s no obligation to sign; simply read through the terms and decide if you want to move forward. If you do, we’ll get your money to you same-day via cash, check, or money order: whatever works best for you.
Out of state? No problem. We serve customers nationwide. Contact us to get started with a virtual appraisal, and we’ll let you know the next steps. We can arrange a loan against a Rolex for clients across the nation, with fully insured, pre-paid shipping, and the same terms as an in-person appointment.
Over the course of your loan, your Rolex will be protected and fully insured by Lloyd’s of London and held 24/7 in our state-of-the-art vault at New York’s ultra-secure GIA building. And once your loan is done, you can choose to have your Rolex returned to you right away or extend the terms of your loan as needed.
There’s No Better Way to Use Your Rolex as Collateral
Why sell when you can turn your Rolex into a fully secure collateral loan? Qollateral is the go-to choice for loaning against luxury assets, with professional practices that always keep us a step above other collateral loan companies. Not all Rolex loan lenders work this way: we are licensed and bonded by New York City’s Department of Consumer Affairs, and we are a lender rather than a pawn shop.
- Integrity-based services
- Confidential valuations
- Same-day cash payouts
- Advanced security
- Maximum valuations
- Friendly and professional staff
We promise a transparent process from start to finish, plus no pressure and no obligation at any time during the valuation. When you decide to use your Rolex as collateral, we’ll process your loan immediately so you can get on with your day, funds in hand. In practice, that means a fast Rolex loan measured in hours, not days.
Which Rolex Models We Lend Against
We lend against every current and discontinued Rolex reference. The models we see most often are:
- Submariner and Sea-Dweller – including Kermit, Hulk, and Starbucks
- Datejust and Day-Date – including the President bracelet
- Daytona, steel and precious metal
- GMT-Master II – including Pepsi, Batman, and Sprite
- Explorer and Explorer II
- Yacht-Master, Sky-Dweller, Milgauss, and Air-King
- Cellini and vintage Oyster references
Metal matters as much as model. A loan against a gold Rolex considers the case weight and market value, so a solid-gold Day-Date will usually support a larger advance than the same-age steel piece. A loan against a steel Rolex on a sought-after sports reference can still exceed a gold dress watch, because demand does the work instead.
Provenance moves the number, too. A full set with the original box and papers appraises highest, but we do lend on watches without them: a Rolex no-papers loan simply reflects a more conservative valuation. A loan against a vintage Rolex is assessed on originality, dial condition, and service history rather than on list price.
How It Works
Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.
Rolex
Rolex Oyster Perpetual Sky-Dweller Ref. 326934
Loan Amount: $13,000
Audemars Piguet
Audemars Piguet Royal Oak Selfwinding 41mm Watch
Loan Amount: $35,000
Audemars Piguet
Audemars Piguet Royal Oak Offshore Chronograph 42mm
Loan Amount: $30,000
Porsche
2016 Porsche Boxster Spyder (981 generation)
Loan Amount: $50,000
Rolex
Rolex Yellow Gold Sky Dweller 336938 Champagne
Loan Amount: $23,000
Audemars Piguet
Audemars Piguet Royal Oak Chronograph in 18k Rose Gold
Loan Amount: $50,000
Rolex
Rolex Land-Dweller 40mm Ref. 127334
Loan Amount: $13,000
Rolex
Rolex Sky-Dweller 42mm Blue Dial Ref. 326934
Loan Amount: $15,000
Rolex
Rolex Tiffany Oyster Perpetual Ref. 277200
Loan Amount: $5,000
Rolex
Rolex GMT-Master II Sprite Black Dial
Loan Amount: $12,000
Heavy Gold Cuban
14k Yellow Gold Solid Cuban Link Chain
Loan Amount: $15,000
Audemars Piguet
Audemars Piguet Royal Oak Offshore “Panda” (Ref. 26170ST)
Loan Amount: $12,000
Patek Philippe
Patek Philippe 5980
Loan Amount: $80,000
Rolex
Rolex Datejust Ref 126334
Loan Amount: $8,000
Patek Philippe
Patek Philippe 5811/1g-001
Loan Amount: $125,000
Patek Philippe
Patek Philippe 5961r-010
Loan Amount: $90,000
Patek Philippe
Patek Philippe 5990/1R-001
Loan Amount: $188,000
Rolex
Rolex Datejust Ref 126300
Loan Amount: $6,000
Hermès
Hermès Birkin 25
Loan Amount: $12,000
Vacheron Constantin
Vacheron Constantin Gold Ref X45RV127
Loan Amount: $35,000
Rolex
Rolex Submariner Date 126610ln
Loan Amount: $8,000
Rolex
Rolex President Ombré Green Dial 228238 ref
Loan Amount: $45,000
Rolex
Rolex Hulk Submariner 116610LV
Loan Amount: $10,000
Tiffany & Co.
5ct Tiffany Diamond Ring
Loan Amount: $55,000
Van Cleef & Arpels
Van Cleef & Arpels Lady Arpels Pont des Amoureux Watch
Loan Amount: $28,000
Rolex
Rolex Day-Date President Ref 218348
Loan Amount: $25,000
Cartier
Cartier Love bracelet in Yellow Gold
Loan Amount: $3,000
Rolex
Rolex Datejust 178271
Loan Amount: $9,000
Audemars Piguet
Audemars Piguet Royal Oak ref. 77450SR
Loan Amount: $22,500
Rolex
Rolex Datejust Ref 126334
Loan Amount: $7,000
Audemars Piguet
Audemars Piguet Royal Oak Ref 15500ST.00.1220ST.03
Loan Amount: $25,000
Bvlgari Watch
Bvlgari Serpenti Tubogas Gold Watch Ref 101923
Loan Amount: $18,000
Audemars Piguet
Royal Oak Stainless Steel Diamond Bezel Grey Dial
Loan Amount: $25,000
Rolex
Day-date 36mm Presidential Watch 118235A
Loan Amount: $18,000
Audemars Piguet
Royal Oak Offshore 2020
Loan Amount: $26,500
Rolex
Day-date 41mm Presidential Watch 218238
Loan Amount: $23,000
BMW M5CS
2022 BMW M5 Competition Sport
Loan Amount: $50,000
Patek Philippe
Aquanaut 5168G 2024
Loan Amount: $46,000
McLaren
McLaren 600 LT Papaya Orange
Loan Amount: $150,000
Patek Philippe
Patek Philippe Nautilus 5980/1r
Loan Amount: $80,000
Hermès Birkin
30 Himalaya Hermès Birkin Bag
Loan Amount: $50,000
Audemars Piguet
Royal Oak Stainless Steel Bust Down Watch
Loan Amount: $15,000
Rolex
Rolex Date Just Watch 41, Ref 126334
Loan Amount: $8,000
Patek Philippe
Rose Aquanaut Dual Time
Loan Amount: $85,000
Audemars Piguet
Royal Oak Double Balance Openworked – Factory-Set Diamond Baguette Bezel
Loan Amount: $130,000
Patek Philippe
Rose Gold Nautilus
Loan Amount: $100,000
Hermès Birkin
Faubourg “House Birkin” – Night
Loan Amount: $80,000
Hermès Birkin
30 Himalayan Gris Cendre
Loan Amount: $70,000
Hermès Kelly
Sellier 20 Doré Chevre Chamkilight – Permabrass Hardware (“Mini Kelly”)
Loan Amount: $20,000
Anthony Edwards Rookie Patch Auto
Panini Flawless /25
Loan Amount: $6,000
George Best Card
1964 Barratt & Co. Ltd Famous Footballers Series A.12 — PSA 9
Loan Amount: $25,000
Kobe Bryant BGS 9 Card
1998-99 Bowman’s Best Atomic Refractor
Loan Amount: $2,500
Tom Brady PSA 8 Card
2002 Topps Chrome “Own the Game” Refractor
Loan Amount: $800
Gold Coins
2x Canadian Gold Maple Leaf 1 oz
Loan Amount: $8,000
Rolex
GMT-Master II “Sprite” Green/Black Bezel Jubilee Bracelet Watch
Loan Amount: $11,000
Gold Bar
Fine Gold Bar Encased
Loan Amount: $3,205
Mickey Mantle Card
1952 Mickey Mantle #311 PSA 6
Loan Amount: $115,000
Monkey D. Luffy Card
2022 One Piece Monkey D. Luffy Super Pre Release Winner PSA 10
Loan Amount: $8,500
Portgase D Ace Card
2025 One Piece OP13 EN Portgase D Ace Red Manga PSA 10
Loan Amount: $8,000
Shanks Card
2022 One Piece OP01 EN Shanks Manga PSA 10
Loan Amount: $4,000
Audemars Piguet
Audemars Piguet Royal Oak Mini Pink Frosted Gold Quartz
Loan Amount: $42,000
Cartier Watch
Panthère de Cartier Watch
Loan Amount: $8,000
Bvlgari Watch
Bvlgari Serpenti Tubogas Lady Watch 18kt Yellow Gold
Loan Amount: $15,000
Bvlgari Necklaces
Bvlgari Serpenti Viper Necklace Rose Gold Necklaces
Loan Amount: $28,000
Hermès Kelly
Hermès Kelly 25 Blue Frida Epsom Sellier
Loan Amount: $6,000
Proudly offering the highest value collateral loans to clients in NYC and across the nation
Schedule an
Appointment
If you’re considering borrowing against your Rolex, then there’s no better place to do it than Qollateral. Contact us today to book a private consultation, and then meet with our valuation team at your convenience to get the ball rolling on your collateral loan.
Get An Offer
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