Same Day Art Loans | Get a Loan Against Fine, Rare, and Collectible Pieces

Q: How does the fine art loan process work?

At Qollateral, we offer a seamless, secure, and fully confidential fine art loan process. You can start by scheduling an in-person or virtual appraisal of your artwork. Our expert team will evaluate your piece based on factors such as artist recognition, provenance, market demand, and overall condition. If you accept our loan offer, funds can be disbursed as quickly as the same day. For online transactions, we provide a fully insured, pre-paid shipping label to ensure the safe and secure transport of your artwork to our facility.

Q: What is the most amount of money I can get for my artwork?

The loan value of your artwork is determined by multiple factors, including its artist, rarity, condition, historical significance, and market demand. At Qollateral, we offer loan amounts ranging from $2,000 to $10 million, ensuring you receive the highest possible value for your fine art.

Q: Do you get more money pawning or selling fine art?

Whether you choose to pawn or sell your fine art depends on your financial needs. Pawning allows you to access liquidity while retaining ownership of your valuable piece. Selling may yield a competitive price, but it means permanently parting with your artwork. Our team provides high-value offers for both options, allowing you to decide what works best for you.

Q: How quickly can I access funds from my fine art loan?

Once you agree to the loan terms, your funds will be disbursed immediately. You can choose to receive your funds via cash, check, or wire transfer, whichever method is most convenient for you.

Q: Does pawning affect your credit score?

No, obtaining a pawn loan from Qollateral will not impact your credit score. Our transactions are completely private, and we do not report to credit bureaus. If you are unable to repay the loan, the only consequence is the forfeiture of the pledged artwork—without any negative effect on your credit.

Q: What if I don’t accept the fine art loan offer?

If you decide not to proceed with our loan offer, there is absolutely no obligation. We will return your artwork to you immediately, at no cost.

Q: How is my artwork stored and secured?

Your artwork is stored in a state-of-the-art, high-security vault inside the International Gem Tower, one of the most secure facilities in the country. All assets are fully insured by Lloyd’s of London, ensuring complete protection. Our experienced appraisal team has an impeccable track record—no assets have ever been lost or stolen.

Q: Once the collateral loan is paid off, how do I get my artwork back?

As soon as your loan is repaid in full, your artwork will be promptly returned to you, either in person or via fully insured shipping.

Q: How long do I have to make payments?

Our standard loan term is four months. You can repay the loan at any time within this period, with interest accruing only for the duration of the loan. If you need additional time, you can renew the loan by paying the interest due, allowing you to extend your repayment period.

Q: Do I have to make monthly payments for my fine art loan?

No, there are no required monthly payments. To keep your loan active, interest payments must be made every four months.

With short-term collateral art loans from Qollateral, you can maintain ownership of your most treasured pieces while also using them to secure quick capital. Enjoy same-day financing on fine, rare, and collectible art, and tap into equity without giving up your assets.

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Instant Loan Offer Against Your Fine Art Within 30 Minutes

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Nationwide Fine Art Loans

Get the industry’s highest valuations on fine art, no matter where you’re located. Our nationwide lending services make it easy to borrow against art both in person or virtually. There are no credit checks and no hoops to jump through – just fast, easy, and secure financing on art and other luxury assets, plus the discretion and professionalism you expect from one of the country’s top collateral lenders.

How Our Process Works

The first step in taking out a loan against fine art, rare art, or art collectibles is to book a private consultation with our New York valuation team. Our experts use appraisal documents, private-sale records, auction receipts, and other relevant documentation to come up with a fair secondary market value for your piece, and will make you a no-obligation loan offer right on the spot.

You can bring your art and associated documents to our office, or proceed with your collateral loan virtually. If you choose the latter, we’ll send you a free, fully insured shipping label so you can safely send your art to us for a valuation. Once you have your offer, you can decide to move forward right away and get an instant payout via cash, check, or money order – whatever works best for you.

Over the course of your loan, your art will be stored in a temperature-controlled, state-of-the-art vault in New York City’s International Gem Tower, and will be fully insured and protected by Lloyd’s of London. You’ll receive a prompt return of the piece(s) once your loan is repaid, with the option to extend the terms if you need a bit more time.

Art as Collateral

When you borrow with Qollateral, you get instant funding, risk-free financing, and complete peace of mind that your assets are safe in our care. Fine, collectible, and rare art loans can be secured for works from a wide range of celebrated artists, including (but not limited to):

Paul Cézanne
Andy Warhol
Pablo Picasso
Joan Miro
Takashi Murakami
Yves Klein
Georgia O’Keefe
Jackson Pollock
Paul Gaugin
Willem de Kooning
Jasper Johns
Yoshitomo Mara
Alice Neel
Henri Matisse
Yayoi Kusama
Jeff Koons
And many more….

Loans Against Art

Take out a confidential loan against art or other high-value assets, and skip the hurdles of traditional bank lending. We promise complete transparency and integrity throughout your loan process, and will make sure you have all the information you need to secure instant financing on your fine art pieces.

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Borrowing Against Fine
Art with Qollateral

To get a loan against your art, we’ll just need a few forms of documentation. Please provide us with any of the following that you may have for your work of art: