The process for taking out a loan against an IWC watch starts with a one-on-one consultation with our experienced valuation team. Valuations are discrete and done at your convenience, and you’ll always get full transparency about our terms, pricing, and services. 

If you’re meeting with us at our New York office, bring along your IWC watch, and we’ll appraise it in person. Otherwise, we'll do a virtual appraisal and send you a free, fully insured shipping label so that you can send your watch to us from wherever you’re located. Once you get your loan offer, it’s up to you to decide if you’d like to proceed. Loans can be processed same-day, with instant payouts via cash, check, or money order - whatever you prefer. 

Over the course of your short-term collateral loan, your IWC watch will be protected and fully insured by Lloyd’s of London. All luxury assets are stored in our state-of-the-art vault in New York’s International Gem Tower, and it will be returned to you in the same condition you provided them in once your loan is repaid. Want to extend the terms? We offer flexible financing so you can pay back your loan on a timeline that works best for you.