TRUSTED BY THOUSANDS NATIONWIDE!

Fast & Secure Gold Loans. Get a Loan Against Your Gold With Qollateral

Q: How does the loan process work for gold and precious metals?

Qollateral offers a simple and secure loan process with complete confidentiality. You can schedule an in-person or virtual evaluation. Once you accept the loan terms, you can receive payment as soon as the same day. If you’re completing the process online, we provide a fully insured, prepaid shipping label to ensure a safe and seamless transaction.

Q: What is the maximum loan amount I can receive for my gold or precious metals?

The loan amount for your asset depends on factors like purity (karats), weight, form (bullion, coins, or jewelry) and condition. Qollateral offers loans ranging from $2,000 to $10 million, ensuring you receive the highest possible value for your item(s).

Q: Is it more profitable to pawn or sell my asset?

Whether you choose to pawn or sell, Qollateral provides competitive offers. Pawning, however, allows you to secure the funds you need while keeping the option to reclaim your gold and precious metals later, making it a great choice if you want to retain ownership.

Q: How soon can I receive funds from my gold loan?

Once you agree to the loan terms, funds are available the same day through cash, check, or wire transfer, depending on your preference.

Q: Does pawning affect my credit score?

No, taking out a pawn loan with Qollateral has no impact on your credit score. The process is entirely private, and we do not report to credit bureaus. If the loan is not repaid, the only consequence is forfeiting the pledged asset—there are no negative effects on your credit.

Q: What happens if I decline the loan offer?

If you choose not to accept the loan terms, your item(s) will be returned to you immediately at no cost.

Q: How is my gold stored and protected?

Your asset is fully insured by Lloyd’s of London and kept in a high-security vault within the International Gem Tower, one of the most secure facilities in the country. Our appraisal team has decades of experience and an impeccable track record, ensuring your asset is handled with the utmost care and never lost or misplaced.

Q: How do I retrieve my gold after repaying the loan?

Once your loan is fully repaid, Qollateral promptly returns your asset to you.

Q: What is the loan repayment period?

Loans are issued for a four-month term, and borrowers can repay in full at any time within this period. Interest is only charged for the time the loan is active. At the end of four months, you can either redeem the loan by repaying the full amount or renew it by paying the accrued interest, which extends the loan for another four months.

Q: Do I need to make monthly payments on my gold loan?

No, instead of monthly payments, interest payments are required every four months to keep the loan active.

Qollateral lets you turn your assets into cash with the highest-value precious metal and gold loans in the industry.

Introducing GELOC – changing the way you think about borrowing against gold. At Qollateral, we’ve coined the term GELOC to refer to a Gold Equity Line of Credit. It’s another way Qollateral makes lending smarter and more convenient.

Get An Offer

Reviews

Instant Loan Offer Against Your Gold Within 30 Minutes.

"*" indicates required fields

1Item Info

2Contact Info

I am interested in:*

Obtaining Loan

Selling Asset

Describe your item (Model, etc)*

Desired Amount*

File

Drop files here or

Max. file size: 5 MB, Max. files: 5.

Secured By 2048-Bit SSL Encryption

White diamond icon representing high-value collateral lending.

Expert Valuations

Schedule a private valuation and get a fast and fair valuation based on the secondary market value of your assets.

White gold bar icon representing secured gold lending.

Maximum Equity

Cash out maximum equity when you borrow against gold or precious metals, with funding issued the very same day you sign for your loan.

White icon of stacked coins used for precious metals lending.

Secured Lending

Confident financing backed by Qollateral’s stable and secured lending process.

Luxury collateral loans against gold and other precious metals

We’ve taken a new approach to high-value luxury loans. Get same-day payouts on precious metal and gold collateral loans, with convenient financing options so you get paid exactly how you want to. Our experienced team offers the industry’s highest valuations on your gold and other metal assets, all backed by a friendly, professional, and confidential process that starts the moment you schedule your first appointment.

Gold
Platinum
Silver
Palladium
Bullion
Gold & Silver Coins
And More….

Get A Loan

Fast and reliable
gold collateral loans

Our approach to loans against gold and precious metals is the same as our approach to all other luxury loans: make sure our clients get the highest payouts and the most secure lending process possible. Rather than simply weighing your assets, we’ll provide a comprehensive valuation designed to maximize the amount you qualify for. There’s no pressure and no obligation – just helpful guidance to guarantee you top dollar on your luxury collateral loan.

Confidential Services

Schedule a private consultation with our valuation team, with in-person or virtual options based around your busy schedule.

Flexible Payments

Same-day loans paid out fast, plus the option to choose exactly how your loan is funded. Cash, check, or wire transfer – the choice is yours!

No Minimums or Maximums

We’ll pay you what your assets are worth, regardless of the final loan amount.

New York’s premier gold and precious metal loans

We’ve made it our mission to offer our clients the highest value loans in the nation on gold and other precious metals. Bring in your luxury assets today and get a same-day luxury collateral loan with terms optimized to fit your preferences and timeline. We’ll make sure your assets are safe when in our care, and return them immediately at the close-out of your loan.

About Qollateral

Luxury loans on your high-value assets

Why keep your valuable assets in a vault when they could be put to use funding your next big project or ambition? We accept a wide range of luxury assets, and offer discrete loan services that get you out the door fast with cash in hand.

Ready to start the loan process? Schedule a private consultation to meet with our experienced valuation team via an in–person or virtual appointment.

Schedule Appointment