Pawn Shop for Luxury Goods

At Qollateral, we’ve streamlined our loan process to be quick, secure, and discreet. Whether you’re looking to borrow against luxury watches, fine jewelry, rare collectibles, or other high-value assets, we make it simple. You can schedule an in-person or virtual evaluation. Once you accept our loan offer, funds can be issued as soon as the same day. For clients outside of New York City, we provide a fully insured, pre-paid shipping label, ensuring a secure and seamless transaction from anywhere in the country.

Qollateral offers some of the highest-value luxury pawn loans in the nation, ranging from $2,000 to $10 million, depending on the appraised value of your asset. Factors such as brand, condition, market demand, and accompanying documentation all play a role in determining your loan offer.

We offer competitive options for both pawning and selling. If you choose to pawn your asset, you receive fast funding while retaining the ability to reclaim your item once the loan is repaid. Selling, on the other hand, is ideal for those looking for a permanent transaction. The team at our high-end pawn shop will guide you through both options to help you make the best financial decision.

Once you accept our loan terms, you can receive funds immediately via cash, check, or wire transfer—whichever suits you best.

No, our asset-backed loans do not impact your credit score. We do not perform credit checks or report to credit bureaus. If a loan is not repaid, the only consequence is forfeiture of the pledged collateral—there are no negative marks on your credit profile.

If you decide not to proceed with our loan offer, we’ll promptly return your item at no cost or obligation.

Your assets are fully insured by Lloyd’s of London and stored in our state-of-the-art vault within the International Gem Tower—one of the most secure facilities in the country. Our expert appraisal team has decades of experience, and we’ve maintained a flawless security record. We treat your assets with the highest level of care and discretion.

Once your loan is fully repaid, your asset will be promptly returned to you. If you are outside of New York, we will securely ship it back using fully insured and tracked delivery.

Our loans have a standard 4-month term. You can repay the loan at any time within this period, with interest only charged for the time the loan was active. At the end of 4 months, you can either redeem your item by repaying the loan or renew the loan by paying the accrued interest, extending it for another 4-month period.

No, monthly payments are not required. To keep your loan active, interest payments are due every 4 months.