Learn how to safely pawn watches online. High-value loans against watches like Rolex, and Audemars Piguet.
Patek Philippe Watch Loans. Get a Secured Loan Against Your Watch!
Why sell your watch when you can turn it into a high-end collateral loan? Patek Philippe watch loans from Qollateral are fast, easy, and confidential, with secure financing backed by the highest valuations in the industry. A Patek collateral loan runs from $2,000 to $10 million, and the watch stays in your name throughout.
Instant Loan Offer Against Your Patek Philippe Watch Within 30 Minutes.
"*" indicates required fields
Secured By 2048-Bit SSL Encryption
Same Day Loans Against
Patek Philippe Watches
We’ve made it as easy as possible to loan against luxury watches. Schedule a private consultation with our expert valuation team to maximize the payout on your Patek Philippe watch, and then enjoy a stress-free experience without any hidden fees. A Patek loan is agreed and funded on the same day in almost every case.
Loans against Patek Philippe watches are completed on the same day, and they start with a one-on-one consultation at our New York office or a virtual appraisal for out-of-state clients. Simply get in touch to schedule your appointment. We will arrange a Patek Philippe loan for clients across the United States, with fully insured, pre-paid shipping on the same terms as an in-person visit.
How Our Process Works
As with all of our luxury watch loans, your Patek Philippe timepiece will be carefully evaluated to ensure we offer you the highest price on its secondary market value. Once we give you a loan amount, there’s no pressure or obligation to sign, so take your time and decide if you’d like to proceed with your collateral loan. If you do, we’ll instantly cash out your loan against your Patek Philippe watch, with the option to receive the full amount via cash, check, or money order: whatever you prefer.
While in our care, your Patek Philippe timepiece will be protected and fully insured by Lloyd’s of London. We provide 24/7 security for your luxury assets in our state-of-the-art vault at New York City’s Gemological Institute of America building, one of the most secure buildings in the nation, and we will be ready to deliver it back to you immediately at the end of your loan. Want to extend the terms? Just let us know, and we can continue holding onto your watch until you’re ready to close out your loan.
This is asset-backed lending, not consumer credit. If you have been looking for Patek Philippe financing, the difference matters: we are not financing a purchase, we are advancing funds against a watch you already own, with no credit check and nothing reported to the bureaus.
Benefits of Qollateral Loans
When you borrow against your Patek Philippe watch, you get more than just cash in your pocket. We’re fully dedicated to keeping our clients happy, and we specialize in collateral loan services rooted in integrity and care. Not all Patek Philippe lenders are set up for watches at this value: we are licensed and bonded by New York City’s Department of Consumer Affairs, and every piece is insured by Lloyd’s of London for the full term.
- Seamless same-day loans
- State-of-the-art security
- Confidential services
- Industry-leading appraisals
- Professional staff
- Obligation-free consultations
We know just how valuable your Patek Philippe watch is. And because we value it as much as you do, we’re proud to offer the nation’s highest collateral loan appraisals and friendly, professional service from start to finish. A loan against Patek with Qollateral is as straightforward as it gets, and we’ll always work our hardest to ensure you’re satisfied with the terms.
Which Patek Philippe Models and References We Lend Against
We lend against the full Patek Philippe catalog, current and discontinued. The lines we see most often are:
- Nautilus – including 5711, 5712, 5980, 5990, and the 5740 perpetual calendar
- Aquanaut – including 5167 and 5168
- Calatrava and Golden Ellipse
- World Time – including 5230 and 5231
- Annual Calendar and Perpetual Calendar – including 5205 and 5236
- Complications and Grand Complications – including the 5470 chronograph and the 5004 split-seconds
- Minute Repeater and other high complications
- Twenty~4 and the ladies’ collection
Metal changes the advance. A yellow gold Patek loan, a white gold Patek loan, and a rose gold Patek loan are each assessed against both the case weight and the market for that specific combination, and a platinum Patek loan carries the highest intrinsic floor of the four. A steel Patek loan on a Nautilus or Aquanaut is often the largest of all, because scarcity outweighs metal.
Provenance matters at this level more than any other brand. A Patek full set loan with the original box, papers, and certificate of origin appraises the highest. We still lend without them: a Patek no papers loan simply reflects a more conservative valuation. A vintage Patek Philippe loan is assessed on originality, dial and case condition, and service history, and our team will tell you plainly what we can see.
How It Works
Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.
Audemars Piguet
Audemars Piguet Royal Oak Chronograph in 18k Rose Gold
Loan Amount: $50,000
Rolex
Rolex Land-Dweller 40mm Ref. 127334
Loan Amount: $13,000
Rolex
Rolex Sky-Dweller 42mm Blue Dial Ref. 326934
Loan Amount: $15,000
Rolex
Rolex Tiffany Oyster Perpetual Ref. 277200
Loan Amount: $5,000
Rolex
Rolex GMT-Master II Sprite Black Dial
Loan Amount: $12,000
Heavy Gold Cuban
14k Yellow Gold Solid Cuban Link Chain
Loan Amount: $15,000
Audemars Piguet
Audemars Piguet Royal Oak Offshore “Panda” (Ref. 26170ST)
Loan Amount: $12,000
Patek Philippe
Patek Philippe 5980
Loan Amount: $80,000
Rolex
Rolex Datejust Ref 126334
Loan Amount: $8,000
Patek Philippe
Patek Philippe 5811/1g-001
Loan Amount: $125,000
Patek Philippe
Patek Philippe 5961r-010
Loan Amount: $90,000
Patek Philippe
Patek Philippe 5990/1R-001
Loan Amount: $188,000
Rolex
Rolex Datejust Ref 126300
Loan Amount: $6,000
Hermès
Hermès Birkin 25
Loan Amount: $12,000
Vacheron Constantin
Vacheron Constantin Gold Ref X45RV127
Loan Amount: $35,000
Rolex
Rolex Submariner Date 126610ln
Loan Amount: $8,000
Rolex
Rolex President Ombré Green Dial 228238 ref
Loan Amount: $45,000
Rolex
Rolex Hulk Submariner 116610LV
Loan Amount: $10,000
Tiffany & Co.
5ct Tiffany Diamond Ring
Loan Amount: $55,000
Van Cleef & Arpels
Van Cleef & Arpels Lady Arpels Pont des Amoureux Watch
Loan Amount: $28,000
Rolex
Rolex Day-Date President Ref 218348
Loan Amount: $25,000
Cartier
Cartier Love bracelet in Yellow Gold
Loan Amount: $3,000
Rolex
Rolex Datejust 178271
Loan Amount: $9,000
Audemars Piguet
Audemars Piguet Royal Oak ref. 77450SR
Loan Amount: $22,500
Rolex
Rolex Datejust Ref 126334
Loan Amount: $7,000
Audemars Piguet
Audemars Piguet Royal Oak Ref 15500ST.00.1220ST.03
Loan Amount: $25,000
Bvlgari Watch
Bvlgari Serpenti Tubogas Gold Watch Ref 101923
Loan Amount: $18,000
Audemars Piguet
Royal Oak Stainless Steel Diamond Bezel Grey Dial
Loan Amount: $25,000
Rolex
Day-date 36mm Presidential Watch 118235A
Loan Amount: $18,000
Audemars Piguet
Royal Oak Offshore 2020
Loan Amount: $26,500
Rolex
Day-date 41mm Presidential Watch 218238
Loan Amount: $23,000
BMW M5CS
2022 BMW M5 Competition Sport
Loan Amount: $50,000
Patek Philippe
Aquanaut 5168G 2024
Loan Amount: $46,000
McLaren
McLaren 600 LT Papaya Orange
Loan Amount: $150,000
Patek Philippe
Patek Philippe Nautilus 5980/1r
Loan Amount: $80,000
Hermès Birkin
30 Himalaya Hermès Birkin Bag
Loan Amount: $50,000
Audemars Piguet
Royal Oak Stainless Steel Bust Down Watch
Loan Amount: $15,000
Rolex
Rolex Date Just Watch 41, Ref 126334
Loan Amount: $8,000
Patek Philippe
Rose Aquanaut Dual Time
Loan Amount: $85,000
Audemars Piguet
Royal Oak Double Balance Openworked – Factory-Set Diamond Baguette Bezel
Loan Amount: $130,000
Patek Philippe
Rose Gold Nautilus
Loan Amount: $100,000
Hermès Birkin
Faubourg “House Birkin” – Night
Loan Amount: $80,000
Hermès Birkin
30 Himalayan Gris Cendre
Loan Amount: $70,000
Hermès Kelly
Sellier 20 Doré Chevre Chamkilight – Permabrass Hardware (“Mini Kelly”)
Loan Amount: $20,000
Anthony Edwards Rookie Patch Auto
Panini Flawless /25
Loan Amount: $6,000
George Best Card
1964 Barratt & Co. Ltd Famous Footballers Series A.12 — PSA 9
Loan Amount: $25,000
Kobe Bryant BGS 9 Card
1998-99 Bowman’s Best Atomic Refractor
Loan Amount: $2,500
Tom Brady PSA 8 Card
2002 Topps Chrome “Own the Game” Refractor
Loan Amount: $800
Gold Coins
2x Canadian Gold Maple Leaf 1 oz
Loan Amount: $8,000
Rolex
GMT-Master II “Sprite” Green/Black Bezel Jubilee Bracelet Watch
Loan Amount: $11,000
Gold Bar
Fine Gold Bar Encased
Loan Amount: $3,205
Mickey Mantle Card
1952 Mickey Mantle #311 PSA 6
Loan Amount: $115,000
Monkey D. Luffy Card
2022 One Piece Monkey D. Luffy Super Pre Release Winner PSA 10
Loan Amount: $8,500
Portgase D Ace Card
2025 One Piece OP13 EN Portgase D Ace Red Manga PSA 10
Loan Amount: $8,000
Shanks Card
2022 One Piece OP01 EN Shanks Manga PSA 10
Loan Amount: $4,000
Audemars Piguet
Audemars Piguet Royal Oak Mini Pink Frosted Gold Quartz
Loan Amount: $42,000
Cartier Watch
Panthère de Cartier Watch
Loan Amount: $8,000
Bvlgari Watch
Bvlgari Serpenti Tubogas Lady Watch 18kt Yellow Gold
Loan Amount: $15,000
Bvlgari Necklaces
Bvlgari Serpenti Viper Necklace Rose Gold Necklaces
Loan Amount: $28,000
Hermès Kelly
Hermès Kelly 25 Blue Frida Epsom Sellier
Loan Amount: $6,000
Proudly offering the highest value collateral loans to clients in NYC and across the nation
Borrow Against Your Patek Philippe Today
If you’re looking to take out a loan on your luxury timepiece, we’re here to make it happen. Get in touch with our experts and get a high-value payout fast, without any of the back-and-forth of a traditional collateral loan.
Contact us to book a private appointment.
Recommended Resources
The “Holy Trinity” in watchmaking refers to the Swiss brands with the highest craftsmanship and mechanical prowess. Here's everything you need to know.
We're dedicated to helping our customers make the most of their valuable assets. Discover everything you need to know to determine your luxury watch value.