We Do Things Differently. Secured Collateral Loans Your Way.

At Qollateral, we believe that borrowing secured collateral loans can – and should – be a positive experience. We make the process discreet, seamless, and stress-free. Payments are instantaneous and available via cash, check, or wire transfer – whatever works best for you. 

White Glove Experience. 5 Star
Service from Start to Finish.

What separates us from other collateral lenders? The VIP treatment you receive when you visit us. We create personalized experiences. Our team still believes that the human touch means more than corporate indifference. What that means for you is that when you call us, you’re talking to a live member of our team in our NYC office. You’re not getting passed off to a representative in one state and then an appraiser in another. Our approach to secured asset loans is about growing relationships and delivering convenient, top-tier service.

We’re also proud to offer higher loan-to-value financing than the competition. Your luxury asset should give you access to the highest dollar amount relative to its appraised value, and that’s what we provide. And throughout the process, we exercise the highest standards of privacy and discretion. 

That’s the Qollateral difference – higher loan amounts, better customer experiences. 

Our Core Values

  • Professionalism
  • Personability
  • Transparency

About Our Team

Our expert appraisers are skilled in handling a wide range of luxury assets, such as diamonds, gold, gemstones, watches, jewelry, precious metals, and designer accessories. As we said above, discretion is everything at Qollateral, and our team is dedicated to keeping your identity safe. Our appraisers will ensure that your experience is smooth and pleasant from start to finish – and that’s a promise you can believe in. Wondering how does a collateral loan work? Feel free to contact us to go over the details of our simple process.

Meet Our Loan Director

Our Managing Partner and COO, Michael Manashirov, heads our lending department. He has over a decade of experience in luxury asset-backed lending. Prior to co-founding Qollateral, Michael spent six years at a leading collateral lending company. There, he specialized in serving clients in New York and nationwide. 

Michael’s experiences with various companies motivated him to start Qollateral. He saw the need for a more engaged, client-centric alternative to the corporate lending environment. He co-founded Qollateral on the principle that treating people right should be the priority. 

In his current role, he continues to bring a personalized touch to the process. He focuses on providing friendly and discreet transactions that meet the needs of each individual client.

Throughout his career, Michael has excelled in various positions. He has successfully served as a loan officer, appraiser, gemologist, and loan valuation professional. His responsibilities have encompassed qualifying high-end assets, conducting thorough loan appraisals, and providing short-term collateral loans secured by fine jewelry, luxury watches, diamonds, gemstones, and precious metals.

Michael’s expertise and sense of personal responsibility to our clients help make Qollateral the preferred asset-backed lender in New York City and beyond. He welcomes the opportunity to work with you the next time you need a collateral loan.

By Appointment Only

Located in the International Gem Tower in New York City’s Diamond District, Qollateral’s offices are highly secure, and all items in our care are insured by Lloyd’s of London. We are bonded and licensed by New York City’s Department of Consumer Affairs. (DCA License # 2108815 | # 2108816).

Please book an appointment here to set up a confidential meeting with our team of knowledgeable appraisers. We welcome in-person and online consultations featuring a hassle-free and fully insured shipping process for out-of-state customers.

Proudly offering the highest value collateral loans to clients in NYC and across the nation

100% Discreet

100% Safe

100% Secure

100% Risk Free

100% Insured

100% Satisfaction Guarantee

Assets We Accept

Online collateral loans can be secured against a wide range of luxury assets.
This includes (but is not limited to):

If you’ve got an asset you’d like to use as collateral for a loan, call or text us at
(212) 287-5257 and we’ll get started with your free, no-obligation appraisal.