Instant Diamond Loans. Get Secured Loans Against Diamonds Today!

Qollateral offers a simple and efficient loan process with complete confidentiality. You can schedule an in-person or virtual evaluation. Once you agree to the loan terms, funds can be issued as soon as the same day. If you’re applying online, we provide a fully insured, prepaid shipping label to ensure a secure and hassle-free experience.

The loan amount depends on factors such as the brand, model, condition, and whether the original box and paperwork are included. Qollateral offers loan amounts ranging from $2,000 to $10 million, ensuring you receive the highest possible value for your diamonds or gemstones.

Qollateral provides competitive offers whether you choose to sell or pawn your diamonds. Pawning allows you to access funds while retaining the option to reclaim your asset later, making it a great choice if you want to keep your diamonds long-term.

Once you accept the loan terms, funds are disbursed the same day via cash, check, or wire transfer, based on your preference.

No, taking a loan against your diamonds with Qollateral does not affect your credit score. We do not report to credit bureaus, and if the loan is not repaid, the only consequence is forfeiture of the collateral, there is no impact on your credit history.

If you choose not to accept our loan terms, your diamonds or gems will be promptly returned to you at no cost or obligation.

Your diamonds are fully insured by Lloyd’s of London and securely stored in the International Gem Tower, one of the most secure facilities in the country. With decades of experience, our appraisal team has a flawless security record, no assets have ever been lost or stolen. Your valuables are handled with the highest level of care.

Once the loan balance is fully paid, your diamonds will be promptly returned to you.

The loan term is 4 months. You can repay the loan in full at any time during this period, with interest only charged for the time elapsed. At the end of 4 months, you can either redeem your diamonds by paying the full amount or renew the loan by paying the accrued interest, which extends the loan for another 4 months.

No, instead of monthly payments, interest payments are required every 4 months to keep your loan active.