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Get a Secured Loan Against Your Diamonds from NYC’s Top Lender!

Transform your luxury diamonds into immediate cash with industry-leading diamond loans from Qollateral. As New York’s premier 5-star rated lender, we specialize in providing the highest-value secured loans against diamonds with same-day funding and complete confidentiality.

Get Your Instant Diamond Loan Quote Within 30 Minutes.

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    Why Choose Qollateral for Loans Against Diamonds?

    White diamond icon representing high-value collateral lending.

    Expert Diamond Buyers with Trustworthy Terms

    Schedule a consultation with our certified gemologists and receive a fair valuation based on true secondary market value. Our experienced diamond buyers understand the intricacies of diamond grading and market pricing.

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    Same-Day Luxury
    Loan Funding

    Skip the complicated approval processes. Our streamlined system delivers fast, secure funding on the same day as your appointment with flexible payment options.

    White icon of stacked coins used for precious metals lending.

    Flexible Diamond Loan Solutions

    Choose cash, check, or wire transfer funding, with convenient loan renewal options at the end of your term. The choice is entirely yours with our adaptable financing structure.

    What Diamond Assets Do We Accept?

    At Qollateral, we’ve simplified the process to borrow against diamonds and convert precious stones into immediate capital. Whether you need to sell a diamond engagement ring or secure maximum collateral value from loose stones, we provide same-day payouts on premium diamonds and gemstones through a discreet, professional process.

    Accepted Diamond Jewelry Types:

    • Engagement rings and wedding bands – Perfect when you need to sell diamond ring jewelry quickly
    • Loose certified diamonds with GIA documentation
    • Vintage and estate diamond pieces
    • High-value gemstone jewelry with AGL or Gubelin certification

    Your valuable assets remain secure throughout the loan process. Present your diamonds with laboratory grading reports, and meet privately with our expert team for professional consultation. We determine your stone’s maximum loan value with zero pressure and no obligations.

    Ruby gemstone ring with diamond halo used for collateral loan.

    Our Diamond Loan Process:
    Simple, Secure, Professional

    Round brilliant cut loose diamond stone used for secured loan in NYC.

    Private Diamond Consultations

    Book confidential in-person or virtual appointments with our certified gemological team for personalized service and expert evaluations.

    Competitive Market-Based Quotes

    We consistently offer the industry’s highest-value luxury asset loans on diamonds and precious gemstones, ensuring you receive maximum value.

    Advanced Asset Protection

    Located in the International Gem Tower, one of America’s most secure facilities, Qollateral stores your diamonds in a monitored, state-of-the-art vault. All assets carry full Lloyd’s of London insurance coverage.

    We’re New York’s most trusted diamond buyers

    When securing luxury collateral financing, trust matters. Qollateral maintains a proven track record of high-value loans against diamonds and premium luxury assets. We ensure you feel supported and informed throughout every step of our loan process.

    Oval-cut aquamarine and diamond halo ring in a white gold setting

    How Our Diamond Loans Work

    How does the diamond loan process work?
    What's the maximum loan amount for my diamonds?
    Should I pawn or sell my diamonds?
    How quickly can I receive diamond loan funds?
    Will diamond loans impact my credit score?
    What if I decline the diamond loan offer?
    How are my diamonds protected during storage?
    How do I retrieve my diamonds after repaying the loan?
    How long do I have to repay the loan?
    Do I have to make monthly payments?

    Unlock Cash From Your Diamonds, Tax Deferred

    Get liquidity from your diamonds without selling. Borrowing is not a taxable event, so you defer capital gains and keep your asset, along with any future appreciation, in your name.

    Luxury Assets for Tax-Advantaged Asset-Backed Borrowing

    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    Proudly offering the highest value collateral loans to clients in NYC and across the nation

    Assets We Accept

    Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):

    View All

    Get Your Diamond Collateral Loan Today

    Ready to tap into your diamond’s value? Book your consultation today at our International Gem Tower office in NYC’s prestigious Diamond District. Can’t travel? We offer convenient virtual consultations nationwide and provide insured FedEx overnight shipping.

    Experience why discerning clients choose Qollateral for the industry’s highest-value diamond loans with unmatched security and professional service.

    Get Started
    GIA-certified three-stone diamond engagement ring used for luxury collateral loan.

    Recommended Resources

    Find fast cash solutions at Qollateral via our innovative asset-backed equity lines of credit. Diamond loans are 100% discreet & risk-free.

    Turn your diamonds and engagement rings into instant cash at Qollateral - the nation's premier secured lending firm. Get an instant offer today.

    Round brilliant diamond held by tweezers, illustrating expert appraisal services at Qollateral.

    Looking to invest in a beautiful diamond can be intimidating because most buyers don’t have the trained eye of a gemologist. Here's what you need to know.

    Google Reviews

    EXCELLENT
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    Based on 171 reviews
    James B
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
    Danny Anderson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
    Kevin Revinov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Trustworthy, consistent and reliable team! Thank you.
    Christine D.
    Google star 1Google star 2Google star 3Google star 4Google star 5
    My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
    Алиса Ёрчук
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
    Yuriy Babadzhanov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
    Cameron Swanson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
    Nata Justley
    Google star 1Google star 2Google star 3Google star 4Google star 5
    This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
    Sherif Shabaan
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Best team on 47st. Very secure and knowledgeable. Will do business again
    ExclusiveAuto
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
    aleksandra chernobrodskaya
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
    Shivam Soni
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
    L L
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
    Ekaterina Savitskaia
    Google star 1Google star 2Google star 3Google star 4Google star 5
    i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
    Brandon Govender
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
    mendy bankhalter
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was very happy working with Michael , he delivered a fantastic experience for me.
    Tomi Rivera
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
    Mordechai Shalouh
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
    Morris Ades
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.
    N Mkova
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I got the best value for my items at Qollateral. I’m happy I found this place and I’m definitely coming back in the future. Thank you Michael, Ellen and Jon. This is a real gem and life savior!
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