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Secure Luxury Collateral Loans. Get a Loan Against Your Luxury Assets!

Get the highest value luxury collateral loans in the industry, all without the hassle of traditional banking.

Instant Loan Offer Against Your Collateral Within 30 Minutes.

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    Luxury Asset Financing

    Turn your valuables into cash with asset-based loans backed by one of New York’s most trusted financial institutions.

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    Expert Appraisals

    Private valuations are done on a client-by-client basis and provide you with a fair estimate of your item’s secondary market value.

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    Instant Payments

    We offer same-day payouts on your loan and the option to choose between cash, check, or wire, depending on your preferences – just let us know what works best for you!

    The easiest way to get a collateral personal loan

    It’s never been faster or more convenient to get the cash that you need. Loans against collateral let you make the most of your existing assets with confidential valuations that ensure you maximize the amount you can borrow. Schedule an appointment for a no-obligation consultation and start the loan process today.

    Four luxury watches with cash stacks used for secured lending at Qollateral.

    Qollateral is your go-to source
    for collateral loans in New York

    With luxury asset loans through Qollateral, you get more than just fast financing. Our loan process is seamless from start to finish, providing you with secure, asset-backed loans that you can start using right away to finance your big plans.

    Rolex Submariner Hulk watch used for secured collateral loan.

    Client-Focused Services

    Integrity is at the root of every service we provide, as is a longstanding commitment to client satisfaction.

    10+ Years of Experience

    We have more than a decade of experience in the collateral personal loan industry and work hard to maintain our reputation for excellence.

    Advanced Security

    Rest easy knowing that your assets are always safe and monitored while in our care – fully insured by Lloyd’s of London, and stored in the International Gem Tower, one of the most secure buildings in the nation.

    Our loan process

    All of our loans start with an appointment-only consultation that can be done in person at our NYC office or virtually. After appraising your item, we’ll give you a fair valuation of your asset and a loan offer to consider. If you’d like to move forward, we can provide you with same-day financing so you walk out the door with cash in hand.

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    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    How It Works

    How does the luxury collateral loan process work?
    What is the maximum loan amount I can receive?
    Is it better to pawn or sell my luxury asset?
    How quickly can I access funds from my loan?
    Does taking out a pawn loan affect my credit score?
    What if I don’t accept the loan offer?
    How is my asset stored and protected?
    How do I retrieve my item after repaying the loan?
    How long do I have to repay my loan?
    Do I need to make monthly payments?

    Proudly offering the highest value collateral loans to clients in NYC and across the nation

    Assets We Accept

    Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):

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    Looking for a luxury asset loan?

    Let’s chat. Contact us to schedule an appointment with our valuation team and learn more about how you can get maximum financing on luxury goods without any hassle or obligation.

    Schedule A Consultation
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    Google Reviews

    EXCELLENT
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Based on 171 reviews
    James B
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
    Danny Anderson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
    Kevin Revinov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Trustworthy, consistent and reliable team! Thank you.
    Christine D.
    Google star 1Google star 2Google star 3Google star 4Google star 5
    My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
    Алиса Ёрчук
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
    Yuriy Babadzhanov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
    Cameron Swanson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
    Nata Justley
    Google star 1Google star 2Google star 3Google star 4Google star 5
    This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
    Sherif Shabaan
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Best team on 47st. Very secure and knowledgeable. Will do business again
    ExclusiveAuto
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
    aleksandra chernobrodskaya
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
    Shivam Soni
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
    L L
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
    Ekaterina Savitskaia
    Google star 1Google star 2Google star 3Google star 4Google star 5
    i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
    Brandon Govender
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
    mendy bankhalter
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was very happy working with Michael , he delivered a fantastic experience for me.
    Tomi Rivera
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
    Mordechai Shalouh
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
    Morris Ades
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.
    N Mkova
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I got the best value for my items at Qollateral. I’m happy I found this place and I’m definitely coming back in the future. Thank you Michael, Ellen and Jon. This is a real gem and life savior!