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Trading Card Loans: Use Graded Cards for a Loan Today!

You can use graded trading cards as collateral for a secure loan with Qollateral. We lend against PSA, BGS, SGC and CGC-graded sports cards, Pokémon cards, and other high-value trading cards, with same-day loan offers, insured nationwide shipping, and secure vault storage in New York City.

Get an Instant Loan Offer Against Your Graded Trading Cards Within 30 Minutes.

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    Get a Loan Against Graded Trading Cards From Anywhere in the U.S.

    Qollateral is based in New York City’s International Gem Tower, but you don’t need to be. We provide fast, secure loans against graded trading cards — including PSA, Beckett, and SGC — to clients nationwide. Whether you visit us in person or connect virtually, you’ll receive top-tier valuations, competitive loan-to-value ratios, and transparent terms with zero obligations or hidden fees. Get the cash you need while keeping your collection intact.

    Mickey Mantle and Charizard graded collectible cards.

    How Our Process Works

    Step 1: Schedule a virtual or in-person consultation with one of our expert appraisers.

    Step 2: Submit your graded trading cards. Our experts evaluate your cards’ secondary market value and provide a loan offer — usually within hours.

    Step 3: Securely pack and ship your items using a pre-paid, fully insured shipping label we provide. Or visit us in person in NYC.

    Step 4: Once you accept the offer, choose how you get paid—via cash, check, or wire transfer.

    Your cards will be securely stored in a monitored, state-of-the-art vault within NYC’s International Gem Tower, insured by Lloyd’s of London. Once your loan is repaid, your items will be promptly returned in the same condition.

    PSA 9 Ernie Banks rookie card used as collateral for a Qollateral trading card loan.

    Why Qollateral?

    Your graded trading cards are safe with us. In addition to offering some of the highest valuations in the nation for collectible card loans, we provide transparent terms, fast funding, and white-glove service from start to finish. Whether you’re loaning against a PSA 10 rookie or a rare CGC Pokémon grail, we treat every asset with the respect it deserves.

    We’re fully committed to protecting your interests — and your collectibles.

    • Confidential and discreet services
    • Fast cash offers, no waiting
    • Safe, fully insured transactions
    • In-person or virtual appraisals
    • 100% satisfaction guaranteed
    • No credit checks or hidden fees
    CGC 10 Pokémon Illustrator card used as collateral for a high-value loan with Qollateral.

    How It Works

    How does the trading card loan process work?
    How much can I borrow against my trading cards?
    What types of trading cards qualify for a loan?
    How fast can I receive funds from a trading card loan?
    Will taking a trading card loan affect my credit score?
    What happens if I don’t accept the loan offer for my card?
    How are my trading cards handled and protected during the loan?
    When I repay the loan, how do I get my card back?
    How long do I have to repay my trading card loan?
    Do I need to make monthly payments?

    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    Proudly offering the highest value collateral loans to clients in NYC and across the nation

    Book an Appointment

    Contact us to book a private consultation with our team in our New York City office or wherever is most convenient for you. We’ll get to work right away on your loan, offering the integrity, security, and confidentiality you expect from one of the nation’s leading collateral lenders.

    Get In Touch
    Roberto Clemente graded PSA trading card.

    Recommended Resources

    Hands selecting PSA and Beckett graded trading cards from a storage box for use as collateral on a collectible loan.

    Boost your loan value with graded collectibles. Learn how PSA cards and other items get top offers from Qollateral.

    A retail store display featuring collectible trading card boxes, including baseball, basketball, and gaming cards—assets that can be used to secure a collateral loan.

    Get a trading card loan and turn your valuable cards into instant cash. Fast payouts, secure storage, and expert appraisals at Qollateral.

    Close-up of a Babe Ruth autographed baseball, an iconic piece of sports memorabilia ideal for collateral loans.

    Discover how to get a loan on collectibles like fine wines, trading cards, sports memorabilia, and more. Secure, same-day loans.

    Google Reviews

    EXCELLENT
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    Based on 171 reviews
    James B
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
    Danny Anderson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
    Kevin Revinov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Trustworthy, consistent and reliable team! Thank you.
    Christine D.
    Google star 1Google star 2Google star 3Google star 4Google star 5
    My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
    Алиса Ёрчук
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
    Yuriy Babadzhanov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
    Cameron Swanson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
    Nata Justley
    Google star 1Google star 2Google star 3Google star 4Google star 5
    This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
    Sherif Shabaan
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Best team on 47st. Very secure and knowledgeable. Will do business again
    ExclusiveAuto
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
    aleksandra chernobrodskaya
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
    Shivam Soni
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
    L L
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
    Ekaterina Savitskaia
    Google star 1Google star 2Google star 3Google star 4Google star 5
    i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
    Brandon Govender
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
    mendy bankhalter
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was very happy working with Michael , he delivered a fantastic experience for me.
    Tomi Rivera
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
    Mordechai Shalouh
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
    Morris Ades
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.
    N Mkova
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I got the best value for my items at Qollateral. I’m happy I found this place and I’m definitely coming back in the future. Thank you Michael, Ellen and Jon. This is a real gem and life savior!
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