TRUSTED BY THOUSANDS NATIONWIDE!
Better Business Bureau
Luxury Asset Lending

Turn High Value Assets into
Fast, Secure Luxury Loans

Qollateral is reimagining secured lending to be less hassle, more human. Get the highest value luxury asset loans in the industry, with a welcoming approach to lending that allows us to evaluate each customer on a case-by-case basis.

Google Reviews

EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5
Based on 171 reviews
James B
Google star 1Google star 2Google star 3Google star 4Google star 5
I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
Danny Anderson
Google star 1Google star 2Google star 3Google star 4Google star 5
Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
Kevin Revinov
Google star 1Google star 2Google star 3Google star 4Google star 5
Trustworthy, consistent and reliable team! Thank you.
Christine D.
Google star 1Google star 2Google star 3Google star 4Google star 5
My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
Алиса Ёрчук
Google star 1Google star 2Google star 3Google star 4Google star 5
I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
Yuriy Babadzhanov
Google star 1Google star 2Google star 3Google star 4Google star 5
I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
Cameron Swanson
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
Nata Justley
Google star 1Google star 2Google star 3Google star 4Google star 5
This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
Sherif Shabaan
Google star 1Google star 2Google star 3Google star 4Google star 5
Best team on 47st. Very secure and knowledgeable. Will do business again
ExclusiveAuto
Google star 1Google star 2Google star 3Google star 4Google star 5
Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
aleksandra chernobrodskaya
Google star 1Google star 2Google star 3Google star 4Google star 5
I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
Shivam Soni
Google star 1Google star 2Google star 3Google star 4Google star 5
Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
L L
Google star 1Google star 2Google star 3Google star 4Google star 5
Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
Ekaterina Savitskaia
Google star 1Google star 2Google star 3Google star 4Google star 5
i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
Brandon Govender
Google star 1Google star 2Google star 3Google star 4Google star 5
Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
mendy bankhalter
Google star 1Google star 2Google star 3Google star 4Google star 5
I was very happy working with Michael , he delivered a fantastic experience for me.
Tomi Rivera
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
Mordechai Shalouh
Google star 1Google star 2Google star 3Google star 4Google star 5
I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
Morris Ades
Google star 1Google star 2Google star 3Google star 4Google star 5
Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.
N Mkova
Google star 1Google star 2Google star 3Google star 4Google star 5
I got the best value for my items at Qollateral. I’m happy I found this place and I’m definitely coming back in the future. Thank you Michael, Ellen and Jon. This is a real gem and life savior!

Proudly offering the highest value collateral loans to clients in NYC and across the nation

  • 100% Discreet
  • 100% Safe
  • 100% Secure
  • 100% Risk Free
  • 100% Insured
  • 100% Satisfaction Guarantee

Get A Loan With Collateral
How It Works

STEP 1

Book an appointment

To get a loan with collateral, first fill out our form, call, or email. Our office is accessible by appointment only. We also offer online assessments, but in-person visits are highly recommended for the full experience.

STEP 2

Meet with us

Our appraisers will do whatever they can to make you feel at home while providing you with an estimate. There’s no need to evaluate your credit history or financials. We’ll have you in and out within an hour.

STEP 3

Receive payment

We’ll provide you with a payment via cash, check, or bank wire instantly. We make the process quick, easy, and discreet. Our priority is to help you get your personal loan against collateral as conveniently as possible.

STEP 4

Pick up when you’re ready

Whether you need a few weeks or a year, your asset will be securely waiting for you in one of our state-of-the-art vaults, fully insured by Lloyds of London. Just don’t forget to schedule an appointment before your visit, as we take security very seriously.

Instant Loan Offer Against Your High Value Assets Within 30 Minutes.

"*" indicates required fields

1Item Info
2Contact Info
I am interested in:*
Drop files here or
Max. file size: 5 MB, Max. files: 5.

    Secured By 2048-Bit SSL Encryption

    We’re Qollateral

    Immediate Payouts/Same-Day Funding

    Get your funds fast. Once your luxury asset is appraised, receive immediate payment via cash, check, or wire transfer: the choice is yours. No waiting, no hassle, just quick access to capital.

    Loan Amounts from $2,000 to $10 Million

    Whether you need a few thousand or several million, we provide flexible loan amounts tailored to your asset's value. Our expert appraisers ensure you receive the highest offer in the industry.

    Secure Storage in NYC's International Gem Tower

    Your valuables remain safe in our state-of-the-art vault, located in one of NYC's most secure buildings. Accessible only by appointment.

    Fully Insured by Lloyd's of London

    Your luxury assets deserve world-class protection. Every item in our vault is fully insured by Lloyd's of London, giving you complete peace of mind throughout your entire loan term.

    No Credit Check Required

    Your asset is your credit. We don't check your credit score or financial history. Our non-recourse loans are secured solely by your luxury collateral, making the process simple and discreet.

    BBB A+ Accredited Business

    Trust matters in luxury lending. Our BBB A+ rating reflects our unwavering commitment to integrity, transparency, and exceptional client service. Thousands of satisfied customers choose Qollateral for their collateral needs nationwide.

    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    Assets We Accept

    Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):

    View All

    Our Approach to Luxury Asset Loans

    When it comes to collateral loans, NYC knows that Qollateral is the best choice for securing maximum funding. Our clients are the focus of everything we do. And for us, it’s not just about how we can help, but how we make you feel.

    Shield icon symbolizing Qollateral’s dedication to integrity, fairness, and trusted transactions.

    Security

    Located in the International Gem Tower, or GIA Building – one of the highest security buildings in NYC – your assets will remain safe in our state-of-the-art vault and fully insured by Lloyd’s of London. Visits are by appointment only.

    Lock icon symbolizing the security and confidentiality of Qollateral’s lending services.

    Discretion

    We ensure that your identity remains completely confidential. What happens in our office stays in our office, like it never even happened.

    Handshake with contract icon symbolizing Qollateral’s fair and transparent loan agreements.

    Integrity

    We promise to deliver exactly what your assets are worth. Our appraisers will always provide you a fair offer, with no obligation.

    Gears icon representing Qollateral’s simple and efficient collateral loan process.

    Simplicity

    We make it quick and easy for you to receive payment. No jargon, no jumping through hoops. Our process is smooth and seamless.

    Positive thinking icon symbolizing Qollateral’s stress-free luxury loan process

    Warmth

    We create an unparalleled client experience. You’ll walk out of our offices feeling refreshed and recharged by our team’s positive energy.

    Short on time?

    We provide both online and in-person appraisals for your convenience. Customers will experience the same five-star customer service whether they visit our NYC offices in person or prefer to send their assets to us for a consultation via fully insured overnight shipping. Ultimately, we aim to make the process for securing luxury loans as simple and seamless as possible.

    Rolex, Patek Philippe, and Omega watches used as collateral for asset loans.

    Unlock Cash From Your Luxury Assets, Tax Deferred

    Get liquidity from your asset without selling. Borrowing is not a taxable event, so you defer capital gains and keep your asset, along with any future appreciation, in your name.

    Luxury Assets for Tax-Advantaged Asset-Backed Borrowing

    Same-Day Loans Against Your Luxury Items

    Our expertise ensures that you receive a fast, convenient loan that reflects the true value of your luxury asset. Clients choose us because of our unrivaled experience and commitment to the industry’s highest standard of service. Find out for yourself why we are New York City’s premier asset-backed lender.

    Rolex Submariner with papers and box used for high-value watch loans at Qollateral.

    Borrow Against Luxury Watches

    Rolex, Patek Philippe, Richard Mille, Audemars Piguet–these are just a few of the world-class brands that we accept for short-term, collateral loans. When you need to access funding now and wish to borrow against your timepiece, we’re the team for you.

    Cartier, Van Cleef & Arpels, and Tiffany & Co. jewelry accepted for collateral loans.

    Secure Loans Against Jewelry

    What’s your luxury jewelry worth? Whether you have Cartier gold jewelry, a Tiffany necklace, Bvlgari or Van Cleef & Arpels bracelet, diamond engagement ring, or other high-end item, you can rely on us to provide you with an honest appraisal that lets you tap into the value of your jewelry.

    High-value diamond collateral loans with same-day payouts at Qollateral.

    The Nation’s Top Rated Provider of Loans Against Diamonds

    At Qollateral, we take pride in offering clients the highest-value diamond loans in the nation. Our discreet, transparent process is the quickest way for you to turn your loose diamonds and diamond jewelry into cash. Ready to get started? Call or text today.

    How It Works

    Can I use multiple items as collateral in one loan?
    What happens if I wish to extend the loan beyond the initial term?
    How secure is the asset storage and shipping process for remote loans?
    Does pledging my asset affect my personal credit or credit score?
    How long does the entire process take from appraisal to funding?
    Can I visit your office to have my assets evaluated in person?
    What types of assets are currently in the highest demand for collateral loans?
    Is Qollateral licensed?

    Get in touch

    We’ll be here to answer your questions quickly and confidentially.

    Nationwide Luxury Collateral
    Loans: Fast, Secure and Discreet.

    All communication is discreet and confidential.

    Lending Selling Updated

    Drop files here or
    Max. file size: 5 MB, Max. files: 5.
      Check

      Secured By 2048-Bit SSL Encryption