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Audemars Piguet Watch Loans. Get a Secured Loan Against Your Watch!

Extreme value meets expert lending with Qollateral’s Audemars Piguet watch loans that turn your luxury timepiece into a high-value, same-day collateral loan. Borrow from $2,000 to $10 million against a Royal Oak, an Offshore or any AP reference, and keep the watch in your name.

Instant Loan Offer Against Your Audemars Piguet Watch Within 30 Minutes.

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    Making It Easy to Loan Against Audemars Piguet Watches

    Audemars Piguet is one of the most sought-after luxury watch brands, with rare collectible pieces that are a treasure to own and a cinch to loan against. Start the loan process today by scheduling a private consultation in our New York City office. We also offer virtual consultations for out-of-state clients. A loan on AP Royal Oak references is the single most common request we handle in this brand, whether that is a steel 15500, a Jumbo, an Offshore or a Double Balance Openworked.

    Qollateral is an industry leader when it comes to loans on high end watches and other luxury assets. When you contact us about borrowing against your Audemars Piguet timepiece, we’ll arrange for you to meet with our team one-on-one so your piece can undergo an expert valuation. We’re proud to offer the highest secondary market rates in the nation, plus fast, secure, and seamless collateral loans that ensure your satisfaction from start to finish. A loan against a gold AP also factors in the case weight, so a pink or yellow gold Royal Oak will usually support a larger advance than the same reference in steel.

    Audemars Piguet black ceramic skeleton watch used for high-value loan NYC.

    How Our Process Works

    Qollateral is an industry leader when it comes to loans on high-end watches and other luxury assets. When you contact us about borrowing against your Audemars Piguet timepiece, we’ll arrange for you to meet with our team one-on-one so your piece can undergo an expert valuation. We’re proud to offer the highest secondary market rates in the nation, plus fast, secure, and seamless collateral loans that ensure your satisfaction from start to finish.

    Once you get the terms of your loan, it’s up to you to decide what happens next. There’s no obligation to sign, and no hidden fees for your consultation. Want to move forward? We’ll get your collateral loan ready to go the very same day, and provide instant payouts via cash, check, or money order – the choice is yours.

    Your trust means everything to us. When you loan against Audemars Piguet watches or other valuables, we store your assets in our state-of-the-art vault at New York City’s ultra-secure Gemological Institute of America building, with 24/7 advanced security for the ultimate peace of mind. Your Audemars Piguet timepiece will be fully protected and insured by Lloyd’s of London while under our care, and will be ready to be returned to you immediately upon the close-out of your loan.

    We get that life happens. If you want to extend your loan terms (or pre-pay at an earlier date), we’ll happily do so without any additional fees or obligations.

    We serve clients nationwide, and we regularly arrange an AP loan by fully insured, pre-paid shipping. Texas is one of our busiest states for the brand, alongside Arizona and Nevada, and the terms are identical whether you visit the New York office or ship the watch to us.

    Rose gold Audemars Piguet Royal Oak openworked watch for sale or loan.

    Your Best Choice for a Audemars Piguet Collateral Watch Loan

    We recognize the true value of Audemars Piguet watches and other luxury timepieces and provide a secure and confidential collateral loan experience to match. From the moment you contact us for a consultation, we’ll do our best to ensure that you’re satisfied with our services, from the loan process itself to the valuation you’re given on your Audemars Piguet watch. Not all Audemars Piguet lenders are equipped for watches at this value: we are licensed and bonded by New York City’s Department of Consumer Affairs, and every piece is insured by Lloyd’s of London for the full term.

    • Professionalism and integrity
    • Advanced security
    • Obligation-free consultations
    • Detailed, white-glove services
    • Friendly and experienced staff
    • Industry-leading valuations

    Borrow against your Audemars Piguet and get an instant payout without jumping through any complicated hoops. We’re here to help however we can, and are ready to get started when you are. An approved Audemars Piguet collateral loan is funded the same day in almost every case.

    Blue dial AP Royal Oak chronograph used for collateral loan in NYC.

    Which Audemars Piguet Models We Lend Against

    We lend against the full Audemars Piguet catalogue, current and discontinued. The collections we see most often are:

    • Royal Oak Selfwinding – including the 15500ST and its 15510ST successor, and the 77450SR
    • Royal Oak “Jumbo” Extra-Thin – the 15202 and its current 16202 successor
    • Royal Oak Double Balance Wheel Openworked
    • Royal Oak Offshore – including the 26170ST “Panda” and the Offshore Diver
    • Royal Oak Concept
    • Code 11.59 by Audemars Piguet
    • Ladies’ Royal Oak, including the Frosted Gold and quartz references
    • Discontinued and heritage lines, including the Millenary and Jules Audemars

    Metal moves the advance. A loan against gold AP factors in case weight alongside the market, so a pink or yellow gold Royal Oak carries an intrinsic floor a steel piece does not. That said, scarcity often outweighs metal on this brand: a sought-after steel reference can appraise above a gold dress watch of the same age.

    Provenance moves it too. A full set with the original box, certificate and warranty card appraises highest. We still lend without them, and an AP with no papers simply reflects a more conservative valuation. Our team will tell you plainly what we can and cannot verify before you decide.

    Rose gold Audemars Piguet skeleton tourbillon used for secured loan.

    How It Works

    How do I get a loan using my Audemars Piguet watch?
    How much money can I get for my Audemars Piguet watch loan?
    Can I get a loan against AP without the box and papers?
    Should I consider pawning versus selling my Audemars Piguet?
    What happens if the loan offer doesn't work for me?
    What security measures protect my Audemars Piguet at Qollateral?
    What's the process for getting my Audemars Piguet back?
    How long do I have to repay my Audemars Piguet watch loan?
    Do I need to make payments every month on my Audemars Piguet loan?

    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    Proudly offering the highest value collateral loans to clients in NYC and across the nation

    Schedule a Private
    Consultation

    Qollateral serves clients nationwide. Contact us today to schedule an in-person or virtual consultation with our New York City team, and discover a better way to borrow against your Audemars Piguet timepiece.

    Book an appointment
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    Google Reviews

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    Based on 172 reviews
    Christina Topchu
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    I had a very pleasant experience with the team here at Qollateral. They made me feel very comfortable and answered all the questions I had. The office felt luxury and private in the GIA building with lots of security to get in, which made me feel comfortable leaving my valuables with Qollateral.
    James B
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    I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
    Danny Anderson
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    Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
    Kevin Revinov
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    Trustworthy, consistent and reliable team! Thank you.
    Christine D.
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    My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
    Алиса Ёрчук
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    I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
    Yuriy Babadzhanov
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    I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
    Cameron Swanson
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    Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
    Nata Justley
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    This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
    Sherif Shabaan
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    Best team on 47st. Very secure and knowledgeable. Will do business again
    ExclusiveAuto
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    Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
    aleksandra chernobrodskaya
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    I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
    Shivam Soni
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    Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
    L L
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    Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
    Ekaterina Savitskaia
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    i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
    Brandon Govender
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    Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
    mendy bankhalter
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    I was very happy working with Michael , he delivered a fantastic experience for me.
    Tomi Rivera
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    I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
    Mordechai Shalouh
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    I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
    Morris Ades
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    Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.
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