TRUSTED BY THOUSANDS NATIONWIDE!
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Qollateral is lending
made simple

No hoops to jump through, no hidden fees. Just exceptional service and a seamless experience. For a fast loan against collateral, contact our team today.

Get A Loan Offer Against Your Luxury Assets Within 30 Minutes.

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    Convenient, transparent, secure. Lending as it should be

    Want to discuss luxury watch loans or jewelry loans? Are you ready to borrow against diamonds or gold? If so, we want to hear from you – let’s go over these or any of our other secure loan options. Contact us today via form, phone call, or text to get started on your free, no-obligation quote.

    At Qollateral, we make getting a high-value loan against your asset convenient and straightforward. You can choose a virtual appraisal, and if you decide to proceed with the loan, we’ll advise you on next steps.

    Or, you can make an appointment to visit us at our secure office in the International Gem Tower, located in the heart of New York City’s Diamond District. We’ll work quickly to turn your luxury asset into a cash loan – safely and discreetly. The choice is yours.

    Solitaire and diamond band ring set used for secured luxury loan.

    Get A Loan With Collateral
    How It Works

    STEP 1

    Book an appointment

    To get a loan with collateral, first fill out our form, call, or email. Our office is accessible by appointment only. We also offer online assessments, but in-person visits are highly recommended for the full experience.

    STEP 2

    Meet with us

    Our appraisers will do whatever they can to make you feel at home while providing you with an estimate. There’s no need to evaluate your credit history or financials. We’ll have you in and out within an hour.

    STEP 3

    Receive payment

    We’ll provide you with a payment via cash, check, or bank wire instantly. We make the process quick, easy, and discreet. Our priority is to help you get your personal loan against collateral as conveniently as possible.

    STEP 4

    Pick up when you’re ready

    Whether you need a few weeks or a year, your asset will be securely waiting for you in one of our state-of-the-art vaults, fully insured by Lloyds of London. Just don’t forget to schedule an appointment before your visit, as we take security very seriously.

    Got Collateral?

    We accept a diverse range of assets, starting with—but not limited to—the following items when you want to get a collateral loan:

    & more…

    Assets we accept
    Stack of cash wrapped in gold chain used for personal secured loan.

    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    How to Get a Collateral Loan

    How does the luxury asset loan process work?
    What is the maximum loan amount I can receive for my luxury asset?
    Is it better to pawn or sell my luxury asset?
    How quickly can I receive my loan funds?
    Will pawning my asset impact my credit score?
    What happens if I don’t accept the loan offer?
    How is my asset stored and protected?
    How do I retrieve my assets once my loan is repaid?
    How long do I have to make payments?
    Do I need to make monthly payments for my luxury asset loan?

    Proudly offering the highest value collateral loans to clients in NYC and across the nation

    Want to sell instead?

    We also buy assets. Perhaps you have a luxury watch, jewelry, or designer handbag that no longer brings you joy. Let’s turn it into cash.

    Find out more
    Rolex Submariner watch in sand used as collateral for secured luxury loan.

    Google Reviews

    EXCELLENT
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Based on 172 reviews
    Christina Topchu
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a very pleasant experience with the team here at Qollateral. They made me feel very comfortable and answered all the questions I had. The office felt luxury and private in the GIA building with lots of security to get in, which made me feel comfortable leaving my valuables with Qollateral.
    James B
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
    Danny Anderson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
    Kevin Revinov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Trustworthy, consistent and reliable team! Thank you.
    Christine D.
    Google star 1Google star 2Google star 3Google star 4Google star 5
    My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
    Алиса Ёрчук
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
    Yuriy Babadzhanov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
    Cameron Swanson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
    Nata Justley
    Google star 1Google star 2Google star 3Google star 4Google star 5
    This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
    Sherif Shabaan
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Best team on 47st. Very secure and knowledgeable. Will do business again
    ExclusiveAuto
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
    aleksandra chernobrodskaya
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
    Shivam Soni
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
    L L
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
    Ekaterina Savitskaia
    Google star 1Google star 2Google star 3Google star 4Google star 5
    i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
    Brandon Govender
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
    mendy bankhalter
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was very happy working with Michael , he delivered a fantastic experience for me.
    Tomi Rivera
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
    Mordechai Shalouh
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
    Morris Ades
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.