Luxury Jewelry Loans.
Get Secured Loans Against Jewelry Today!

At Qollateral, we’ve created a simple and efficient process, prioritizing confidentiality. Schedule an appointment for an in-person or virtual evaluation. Once you agree to the loan offer and terms, funds can be issued as quickly as the same day. For online clients, we provide a fully insured, pre-paid shipping label to ensure a secure and hassle-free process.

We offer the highest possible value for your luxury jewelry based on factors like the brand or designer, material quality, gemstone characteristics, rarity, provenance, market demand, and whether it includes the original box and paperwork. Qollateral provides loans ranging from $2,000 to $10 million.

Qollateral offers competitive rates for both pawning and selling. Pawning allows you to secure the funds you need while retaining the option to reclaim your jewelry later, making it a great choice for those who wish to keep their item.

Once you accept our loan terms, funds are disbursed the same day via cash, check, or wire transfer, depending on your preference.

No, pawning with Qollateral will not impact your credit score. The process is entirely confidential, and we don’t report to credit bureaus. If you choose not to repay your loan, the only consequence is forfeiting the collateral, with no effect on your credit history.

If you’re not satisfied with the terms, there’s no obligation. We will immediately return your item without any cost or hassle.

Your asset is fully insured by Lloyd’s of London and stored in a secure vault within the International Gem Tower, one of the most secure facilities in the country. With decades of combined expertise, our appraisal team has maintained a flawless track record, ensuring your valuables are handled with the utmost care.

Once your loan balance is fully paid, we promptly return your items to you.

Our loans have a 4-month term, but you can repay the loan in full at any time, with interest charged only for the elapsed period. At the end of 4 months, you can renew or redeem the loan. To renew, you’ll need to pay the accrued interest, after which a new ticket will be issued, extending the loan for another 4 months. Redeeming the loan requires full repayment of the principal and accrued interest.

No, interest payments are due every 4 months to keep the loan active during its term.