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Luxury Jewelry Loans.
Get Secured Loans Against Jewelry Today!

Secure funding fast with same-day luxury jewelry loans. Discreet, personalized service that helps you get the most for your luxury assets – no credit checks, no hassle, no-obligation appraisals: just honest, white-glove service that connects you with the funding you need. Call or text us today to discuss convenient jewelry collateral loans.

Instant Loan Offer Against Your Luxury Jewelry Within 30 Minutes.

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    White diamond icon representing high-value collateral lending.

    Loan Against Jewelry

    Liquify your fine jewelry pieces for a safe, discrete, and reliable collateral loan.

    White gold bar icon representing secured gold lending.

    Expert Valuations

    Meet with our team and get a fair valuation based on the true secondary market value of your jewelry.

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    Maximum Funding

    We offer the highest-value loans on jewelry in the nation, with instant funding via cash, check, wire transfer or money order. The choice is yours!

    Your One-Stop Lender & Jewelry Buyer

    There’s no need to sit on your luxury assets. Turn your jewelry into cash or use it to secure a high-value loan against jewelry with Qollateral. Our seamless buying and collateral loan processes provide you with a simple solution for fine jewelry pieces—with insurance-backed asset protection so that you know your jewelry will stay safe until you’re ready to have it returned to you.

    Borrow against a solitaire oval-cut diamond ring using Qollateral’s luxury jewelry lending service.

    Loans Against Jewelry,
    Your Way

    Borrowing against your jewelry with Qollateral is the safe way to access instant cash with fair, transparent terms that work for you. We’ll review the details of our offer when we give you our free, no-strings-attached appraisal. See why Qollateral in NYC’s leader in loans against jewelry.

    Get a loan against a luxury diamond bracelet through Qollateral’s discreet and insured process

    Industry-Leading
    Loans on Jewelry

    We pride ourselves on offering the highest possible valuations on your luxury assets. When you bring in your jewelry for a collateral loan, you’ll meet with our experienced team for a private consultation that provides you with the true value of your piece. If you choose to accept that amount, we’ll fund your loan right then and there, ensuring that you walk out the door with the exact amount that your jewelry is really worth.

    Use your designer diamond engagement ring as collateral for a fast cash loan at Qollateral.

    Same Day Funding

    Avoid a lengthy loan process and get instant funding on your collateral jewelry loan.

    Discreet Appraisals

    Book an in-person appointment with our client team, or meet with us online if it’s more convenient for you.

    Protected Assets

    While in our care, your jewelry will be held in a monitored, state-of-the-art vault within the International Gem Tower, one of the most secure buildings in the country. Additionally, all merchandise in our care is fully insured by Lloyd’s of London.

    Sell My Jewelry – Why Choose Qollateral?

    We’ve made it our mission to be the industry’s leading jewelry buyer, with best practices that go above and beyond for our exclusive clientele. With collateral loans through Qollateral, you get maximum-value appraisals backed by our commitment to integrity, plus fast and easy funding so you can pursue whatever’s next.

    Finance against gold and diamond hoop earrings through Qollateral’s secure jewelry lending platform

    How It Works

    How does the luxury jewelry loan process work?
    What is the maximum loan amount I can get for my jewelry?
    Is it better to pawn or sell my luxury jewelry?
    How quickly can I receive funds from a jewelry loan?
    Does pawning affect my credit score?
    What happens if I don’t accept the loan offer?
    How is my jewelry stored and secured?
    How do I retrieve my item after paying off the loan?
    How long do I have to repay the loan?
    Do I need to make monthly payments on a luxury jewelry loan?
    Can I get a loan for my jewelry without a receipt?

    Unlock Cash From Your Luxury Jewelry, Tax Deferred

    Get liquidity from your luxury jewelry without selling. Borrowing is not a taxable event, so you defer capital gains and keep your asset, along with any future appreciation, in your name.

    Luxury Assets for Tax-Advantaged Asset-Backed Borrowing

    Some Of Our Recent Loans

    Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.

    Proudly offering the highest value collateral loans to clients in NYC and across the nation

    Assets We Accept

    Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):

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    Contact us today to schedule a private consultation with our team

    We’ll perform a thorough valuation on the spot, with no pressure, no obligation, and no hoops to jump through if you’re ready to move forward with your collateral loan.

    Get Started
    Borrow against a luxury diamond necklace with Qollateral’s fast jewelry loan services.

    How To Get A Loan Against Gold Jewelry

    This short video explains how to get a a loan against your gold jewelry with Qollateral. Learn how we help clients unlock fast, discreet funding using luxury jewelry with no credit checks, no income verification, and same-day payouts.

    Recommended Resources

    Gold engagement ring with round-cut diamond being used for a jewelry loan on a marble background.

    Need quick access to cash? Learn how to borrow against jewelry with our step-by-step guide to luxury jewelry loans and pawning jewelry in NYC.

    Turn your jewelry into instant cash with Qollateral’s secure loans against jewelry. Get the reliable financial support you need today.

    Take advantage of your valuable jewelry and turn it into fast cash by using it as collateral or selling it for the highest price at Qollateral.

    Google Reviews

    EXCELLENT
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    Based on 171 reviews
    James B
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I needed quick access to capital and did not want to sell my Rolex. Qollateral gave me a fair loan offer and funded the loan the same day. The entire process was professional and discreet.
    Danny Anderson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Took out my first loan on some Pokémon cards i refuse to sell, the process was quick and easy and had the funds in minutes, Jonathan was very patient, very happy with their service. 5/5
    Kevin Revinov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Trustworthy, consistent and reliable team! Thank you.
    Christine D.
    Google star 1Google star 2Google star 3Google star 4Google star 5
    My experience with Qolatteral was excellent, and I highly recommend their services if you are considering securing a loan against a valuable item.
    Алиса Ёрчук
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was nervous about shipping my watch collection but everything was fully insured and handled professionally. Communication was excellent throughout the process.
    Yuriy Babadzhanov
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I compared several luxury asset lenders before choosing Qollateral. Their offer was the strongest and their customer service was exceptional from start to finish.
    Cameron Swanson
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great experience, super fast, and Jonathan was extremely helpful for a quick loan experience on Graded Pokemon Cards
    Nata Justley
    Google star 1Google star 2Google star 3Google star 4Google star 5
    This office is most dedicated to providing outstanding service and ensuring customer satisfaction through clear communication, transparency, and efficient solutions
    Sherif Shabaan
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Best team on 47st. Very secure and knowledgeable. Will do business again
    ExclusiveAuto
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Just had to come here and mention my fantastic experience with Qollateral. Greg was professional, responsive, and made the entire process smooth and straightforward from start to finish. Communication was excellent and everything was handled quickly and transparently. Will definitely be working with them again.
    aleksandra chernobrodskaya
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I just transacted with their office with a new Chanel bag. I’m very pleased with the service and the deal I got. Thank you))
    Shivam Soni
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Had a great experience working with Qollateral. I needed some quick cash and was able to give me a $6,000 loan using a few of my graded Pokémon cards as collateral. Super easy process from start to finish. I emailed them and got a response with an offer in under 30 minutes. Went to the office the same day and had cash in hand within an hour. Everyone was professional, transparent, and easy to work with. Definitely recommend if you’re looking for a fast and straightforward way to leverage your collectibles without selling them.
    L L
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Amazing staff and service, i've got a great qoute for watch and jewelry ! will continue doing business with them!!
    Ekaterina Savitskaia
    Google star 1Google star 2Google star 3Google star 4Google star 5
    i’m very pleased with the service I received at this office. Was very surprised and how everyone was thank you very much.
    Brandon Govender
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Premier Services from A to Z Michael is transparent and provides top tier vault solutions for your luxury items. Highly recommend for reasonable rates and working with great people.
    mendy bankhalter
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I was very happy working with Michael , he delivered a fantastic experience for me.
    Tomi Rivera
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a great experience with this company. The loan process was quick, simple, and very straightforward. Everything was explained clearly, and the funds were provided in a timely manner when I needed them most. The customer service team was professional, helpful, and responsive throughout the process. I truly appreciate how smooth the experience was and would definitely recommend them to anyone looking for a reliable loan option. Again, Seamless process from start to finish. Ellen was great very helpful, professional, and made everything easy to understand. Highly recommend!
    Mordechai Shalouh
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I brought my AP watch to the office. Before that, I quoted it with three other , and they gave me the best offer. ps great Office
    Morris Ades
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great team, very knowledgeable, and very professiona. Me and my wife loved working with them.
    N Mkova
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I got the best value for my items at Qollateral. I’m happy I found this place and I’m definitely coming back in the future. Thank you Michael, Ellen and Jon. This is a real gem and life savior!
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