We Do Things Differently. Secured Collateral Loans Your Way
At Qollateral, we believe that borrowing secured collateral loans can – and should – be a positive experience. We make the process discreet, seamless, and stress-free. Payments are instantaneous and available via cash, check, or wire transfer – whatever works best for you.
Our Mission
At Qollateral, we redefine what it means to access liquidity. Every client experience is designed with discretion, sophistication, and care at its core. We don’t just evaluate assets: we honor their story and the people behind them. Our mission is to deliver a seamless, white-glove experience that feels as exceptional as the items you entrust to us.
Where luxury meets liquidity.
Private. Seamless. Exceptional. Always.
We believe leveraging your valuable assets for a loan should be a simple and positive experience. Our process is discreet, stress-free, and built around your needs, with instant payments available via cash, check, or wire transfer, whichever suits you best.
Trusted by thousands of clients nationwide, we’ve built our reputation on delivering higher loan values, faster funding, and genuinely personalized service. Whether you’re in Manhattan or across the country, our fully insured nationwide shipping program and virtual consultations bring Manhattan Diamond District expertise directly to you. Reach out today for secured collateral loans done right.
White Glove Experience. 5 Star
Service from Start to Finish
What separates us from other collateral lenders? The VIP treatment you receive when you visit us. We create personalized experiences. Our team still believes that the human touch means more than corporate indifference. What that means for you is that when you call us, you’re talking to a live member of our team in our NYC office. You’re not getting passed off to a representative in one state and then an appraiser in another. Our approach to secured asset loans is about growing relationships and delivering convenient, top-tier service.
We’re also proud to offer higher loan-to-value financing than the competition. Your luxury asset should give you access to the highest dollar amount relative to its appraised value, and that’s what we provide. And throughout the process, we exercise the highest standards of privacy and discretion.
That’s the Qollateral difference – higher loan amounts, better customer experiences.
- Loan Amounts From $2000 to $10 million
- Immediate Payouts / Same Day Funding
- NO CREDIT CHECK REQUIRED!
- Secure Storage in the International Gem Tower
- BBB A+ Accredited Business
- Fully Insured by Lloyd’s of London
Our Core Values
We stand by our values at Qollateral. For each client, in each transaction, we always adhere to the strictest standards of:
- Security
- Discretion
- Integrity
- Professionalism
- Personability
- Transparency
Our staff understands that by upholding these values, we can give every client the high level of service they expect. That’s why clients know they can choose Qollateral with confidence. When you need to borrow against luxury assets, we’re the team you can trust.
Qollateral: Secured Asset Loans with Nationwide Expertise, Local Touch
Since our founding, we’ve grown from a Manhattan-based specialty lender to a nationwide leader in luxury asset-backed financing. We now serve clients across the United States, from New York City, New Jersey, and Long Island to Florida, Georgia, Texas, Tennessee, and beyond.
Our nationwide service includes:
- Fully insured overnight shipping with prepaid labels
- Virtual consultations and remote appraisals
- Same-day wire transfer funding to any U.S. bank
- Armored courier service for high-value items over $100,000
- Climate-controlled vault storage in NYC’s most secure building
We’ve maintained our BBB A+ accreditation by consistently delivering on our promises: fair valuations, transparent terms, and white-glove service that treats every client with the respect they deserve.
Why Clients Choose Qollateral
We stand by our values at Qollateral. For each client, in each transaction, we always adhere to the strictest standards of:
- Expert Appraisers: Our team brings decades of combined experience in luxury watches, fine jewelry, diamonds, precious metals, designer handbags, and rare collectibles.
- Competitive Valuations: Operating in Manhattan’s Diamond District, the global center for luxury goods, ensures we stay current on market conditions and offer the highest possible loan values.
- Complete Security: Lloyd’s of London insurance, 24/7 vault monitoring, and detailed condition documentation protect your assets throughout the loan term.
- True Flexibility: No credit checks, no income verification, no prepayment penalties. Our secured collateral loans adapt to your needs, not the other way around.
About Our Team
Our expert appraisers are skilled in handling a wide range of luxury assets, such as diamonds, gold, gemstones, watches, jewelry, precious metals, and designer accessories. As we said above, discretion is everything at Qollateral, and our team is dedicated to keeping your identity safe. Our appraisers will ensure that your experience is smooth and pleasant from start to finish – and that’s a promise you can believe in. Wondering how does a collateral loan work? Feel free to contact us to go over the details of our simple process.
Meet Our Loan Director
Our Managing Partner and COO, Michael Manashirov, heads our lending department. He has over a decade of experience in luxury asset-backed lending. Prior to co-founding Qollateral, Michael spent six years at a leading collateral lending company. There, he specialized in serving clients in New York and nationwide.
Michael’s experiences with various companies motivated him to start Qollateral. He saw the need for a more engaged, client-centric alternative to the corporate lending environment. He co-founded Qollateral on the principle that treating people right should be the priority.
In his current role, he continues to bring a personalized touch to the process. He focuses on providing friendly and discreet transactions that meet the needs of each individual client.
Throughout his career, Michael has excelled in various positions. He has successfully served as a loan officer, appraiser, gemologist, and loan valuation professional. His responsibilities have encompassed qualifying high-end assets, conducting thorough loan appraisals, and providing short-term collateral loans secured by fine jewelry, luxury watches, diamonds, gemstones, and precious metals.
Michael’s expertise and sense of personal responsibility to our clients help make Qollateral the preferred asset-backed lender in New York City and beyond. He welcomes the opportunity to work with you the next time you need a collateral loan.
Certified Expertise
From GIA-trained appraisers to official NYC Department of Consumer and Worker Protection licensing, every credential behind Qollateral reflects the trust, accuracy, and discretion our clients rely on.
By Appointment Only
Located in the International Gem Tower in New York City’s Diamond District, Qollateral’s offices are highly secure, and all items in our care are insured by Lloyd’s of London. We are bonded and licensed by New York City’s Department of Consumer Affairs. (DCA License # 2108815 | # 2108816).
Please book an appointment here to set up a confidential meeting with our team of knowledgeable appraisers. We welcome in-person and online consultations featuring a hassle-free and fully insured shipping process for out-of-state customers.
Get to Know Qollateral
This short video introduces Qollateral and explains how our luxury collateral loan process works. Learn how we help clients unlock fast, discreet funding using high-value assets with no credit checks, no income verification, and same-day payouts.
Proudly offering the highest value collateral loans to clients in NYC and across the nation
Assets We Accept
Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):
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If you’ve got an asset you’d like to use as collateral for a loan, call or text us at (212) 287-5257 and we’ll get started with your free, no-obligation appraisal.
