Can I pawn my diamond without selling it?

Yes. Qollateral allows you to use your diamond as collateral for a short-term loan without having to sell it. Once you repay the loan, you get your diamond back.

What types of diamonds can I pawn?

You can pawn loose diamonds, engagement rings, wedding bands, diamond bracelets, and other fine diamond jewelry. Stones with GIA or AGS certification may receive higher loan offers.

How much can I borrow against my diamond?

You can borrow up to $10 million depending on the diamond’s quality, documentation, and market value. Qollateral offers up to 80% of the diamond’s wholesale value.

Is my diamond safe during the loan process?

Absolutely. Your diamond is fully insured by Lloyd’s of London and stored in a secure, monitored vault at Qollateral’s facility in the International Gem Tower.

Do you offer services outside of New York City?

Yes. Qollateral serves clients nationwide with fully insured, overnight shipping and virtual appraisals. You can complete the entire process securely from anywhere in the U.S.

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How to Pawn Your Diamonds for Maximum Value with Qollateral

Round brilliant diamond used for high-value collateral loan at Qollateral.

Qollateral works with customers nationwide to pawn diamonds as an alternative to selling. That includes loose diamonds and diamond jewelry, such as wedding rings, engagement rings, and diamond bracelets. We understand that jewelry can sometimes be incredibly sentimental and difficult to let go of forever. At Qollateral, you don’t have to. Instead, customers can borrow up to $10 million against diamonds with our fully insured, same-day asset-backed loans. Learn how to maximize the value of your gemstones, directly from the nation’s most trusted diamond pawn shop.

Why Pawn Your Diamonds?

Pawning is a type of short-term loan that uses valuable assets, such as diamonds, as collateral for the loan. Pay back the loan and collect your assets. It’s really that simple. The benefit of this type of loan is that you don’t need a financial review to qualify because an asset backs the loan instead of your creditworthiness. As a result, the loan can be completed with cash in hand as soon as the same day. Furthermore, high-value assets, like diamonds, can help unlock a higher offer than traditional bank loans. Not to mention, the borrower will retain ownership of their assets.

Benefits of pawning diamonds:

No impact on your credit
100% confidential
Retain ownership
Financial flexibility & same-day funding

How to Pawn a Diamond: What You Should Consider First

Click here for a step-by-step breakdown on how to loan against collateral.

Before you pawn a diamond, there are a few things to remember to help you secure the highest possible loan offer.

Know the 4 C’s: cut, clarity, carat, and color. These identifiers can greatly affect the valuation of your assets. For example, in-demand cuts, such as brilliant-cut diamonds, can fetch a higher offer because there is a larger market for them. According to the Gemological Institute of America [LINK: https://4cs.gia.edu/en-us/grading-diamond-4cs/ ], clarity is based on the size and number of inclusions in the stone, while the carat is based on the weight of the stone, and color refers to its hue. Color can vary from colorless to yellow and even pink. Lastly, cut describes how well the stone sparkles and interacts with the light.
Bring documentation with you: Original sales receipts or certificates from organizations such as GIA or AGS can help authenticate your stones and improve your offer.
Follow market trends: Brilliant-cut stones are still among the most popular diamonds, even with the resurgence of fancy-cut stones such as emeralds and marquise. In addition to shape, larger, higher-quality stones tend to hold their value well, even as the resale market fluctuates.
Presentation matters: A clean, well-maintained diamond, especially one in the original setting, may fetch a higher offer.

Tip: Not sure how much your diamond is worth? Contact our team [LINK: https://qollateral.com/contact/ ] for a free, no-obligation appraisal.

Choosing the Right Pawn Shop

More than anything, choosing the right diamond jewelry pawn shop matters the most. Qollateral [LINK: https://qollateral.com/ ] is one of the nation’s most reputable luxury pawn shops, operating out of the prestigious International Gem Tower in the heart of NYC’s Diamond District. Every diamond is fully insured by Lloyd’s of London and stored in a fully monitored vault. Qollateral also pays more for diamonds, offering higher loan-to-value ratios than other diamond pawn shops. That means up to 80% of the diamond’s wholesale value.

Why Customers Choose Qollateral:

Transparent, easy-to-understand loan terms
Elite customer service
Expert appraisals
Premium 24/7 security
A+ rating with the Better Business Bureau
Higher loan offers
Insured by Lloyd’s of London

Tips for Getting the Best Value When You Pawn Diamonds

We want you to maximize the value of your diamonds, diamond jewelry, and engagement rings. Below are a few tips you can follow:

Clean your diamonds: Have your diamonds cleaned, or give them a quick polish before your appraisal.
Bring supporting documents: Certificates, independent appraisals, and original sales receipts add trust and can raise value.
Secure a free Qollateral appraisal: Book an appointment with our team of qualified appraisers to determine if a diamond loan is right for you.
Understand the total cost of borrowing: Before taking out the loan, take the time to fully understand the terms and repayment window.

Diamonds are incredibly desirable and liquid assets. Borrowing against them is one of the fastest ways to unlock instant capital without affecting your credit score or parting with them forever. At Qollateral, we’ve tailored the process to be quick, transparent, and 100% safe. Additionally, with virtual lending services, customers from anywhere in the country can take advantage of our competitive loan offers and instant funding.

Loan against diamonds as soon as today. Contact our team to find out how to get started.

100% Discreet
100% Safe
100% Secure
100% Risk-free
100% Insured
100% Satisfaction Guarantee

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