Did you know you can use your valuable jewelry assets to secure a high-offer loan and receive a cash payment as soon as today? Qollateral is the nation’s most trusted and highest-rated luxury collateral lender, and we are prepared to provide the most competitive offer for your jewelry in exchange for a 100% discreet, 100% safe asset-backed loan. You will retain ownership of your sentimental jewelry during the loan terms while enjoying the benefits of an instant influx of cash.

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How to Borrow Against Your Jewelry

Borrowing against jewelry works like any other collateral loan by pledging high-end jewelry in exchange for fast cash. The difference at Qollateral is a personable and compassionate approach to the entire process. We will never run your credit score or inquire about your financial history and will keep the loan details strictly between you (the borrower) and Qollateral (the lender). All the while, your jewelry will be kept in a monitored state-of-the-art vault within the International Gem Tower until the end of the loan term.

1. Book an Appointment: The process begins by booking an appointment for a no-obligation loan offer.

2. Appraisal: Our team of experienced appraisers with over a decade of experience in the industry will inspect your jewelry to determine its liquid wholesale value. If you are an out-of-state customer, we will provide you with a pre-paid and fully insured shipping label to send the assets to us for valuation. Learn more about the appraisal process.

3. Sign the Loan Contract: If you decide to move forward with the loan, the next step is to complete the convenient DocuSign form. Should you choose not to continue with the loan, your assets will be returned to you, no questions asked.

4. Get Paid: Funds will become available immediately after completing the DocuSign form. For the convenience of our customers, payment is made by either cash, check, or bank wire. The choice is yours.

5. Closing Out the Loan: Your jewelry will be returned to you in the same condition it was given to us once the loan balance and principal are paid in full.

Why Loan Against Your Jewelry at Qollateral?

It’s safe: At Qollateral, we understand the immense value of high-end jewelry and want to help our customers monetize it safely and efficiently. That’s why in-person consultations are by appointment only, to protect the safety of our customers and their assets. You will have peace of mind while your jewelry is in our care because all items are stored in the impenetrable International Gem Town and are fully insured by Lloyd’s of London.

The Highest Offers on Jewelry Loans: Qollateral provides the most competitive loan rates in the business, up to 80% of the appraised value of your jewelry assets.

White Glove Customer Service: Every customer is a VIP at Qollateral and will be welcomed with the utmost respect and attentive customer service.

Top Jewelry Brands for Collateral Loans

Jewelry is one of the most common assets we receive at Qollateral. Below are just a few of the most popular brands.

Van Cleef & Arpels

Harry Winston



Can you use a diamond ring to secure a loan?
If you own a diamond ring or any other jewelry worth more than the amount you need to borrow, you can secure a loan against it at Qollateral.

Is it safe to borrow against jewelry?
Qollateral is the safest and best place to sell or loan against jewelry. We are bonded and licensed by New York City’s Department of Consumer Affairs and are insured by Lloyd’s of London. Furthermore, our high-tech vaults are in the most secure building in the country, the International Gem Tower.

High-end jewelry is a smart and efficient way to create instant liquidity without the hassle and endless paperwork of an unsecured loan. Qollateral can help you unlock the value of your jewelry with a same-day, high-offer loan.

Discover how to get a jewelry loan.

100% Discreet

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