The Best Jewelry Investments to Make
When choosing fine jewelry, it’s always a smart move to consider its value as an investment. Even if you don’t plan on selling your jewelry or borrowing against it for a loan, the pieces you choose can act as a great financial safety net. Buying the right pieces ensures a lifetime of wear while helping your collection retain value—or even appreciate over time.
If you’re looking to invest in jewelry, here are the 4 best jewelry investments that are both stunning and smart.
1. Diamonds
It’s no surprise that diamonds top the list. Timeless in every way—both aesthetically and financially—diamonds hold their value well, with some even appreciating over time. Whether white or colored, diamond tennis bracelets, earrings, necklaces, and rings are all stellar choices to add to your jewelry collection.
Important Note: This applies to natural diamonds. Lab-grown diamonds do not hold the same value or financial power as an asset.
2. Luxury Brand Jewelry
Certain luxury brands retain their value better than non-branded jewelry. Non-branded pieces value is solely determined from their materials, whereas luxury brand jewelry adds value through brand recognition.
Why Luxury Brands Are Smart Investments:
- Some luxury pieces appreciate in value, especially vintage items.
- Iconic designs such as Cartier’s Love Bracelet consistently increase in value.
Recommended Brands: Tiffany & Co., Van Cleef & Arpels, Cartier, and Bvlgari. These brands hold their value beautifully—we mean that literally—and we see just how powerful they are as assets all the time in our offices. Should you ever need to sell your luxury brand jewelry or borrow against your luxury jewelry, you will be so happy you had these brands in your collection.
3. Gold & Platinum Jewelry
Investing in precious metals, such as gold and platinum, is a reliable way to ensure your jewelry retains value.
- Gold: The safest choice, as its value does not fluctuate as much as platinum.
- Platinum: Higher in value but with less stable resale potential.
When choosing between the two, gold is generally the better option for long-term stability.
4. Gemstones
Beyond diamonds, sapphires, rubies, and emeralds are the top gemstones to invest in.
- Sapphires: Deep blue sapphires are the most valued, though sapphires come in many colors.
- Rubies: Rarer and often higher in value than diamonds of similar size and quality.
- Emeralds: Known for their vivid green color, emeralds also hold high value similar to Rubies.
Investment Tip: Look for gemstones that are at least 1 karat in size and prioritize quality to maximize returns. These gemstones are particularly strong loan assets if cash flow ever becomes an issue.
Leverage Your Jewelry for an Asset Loan
Interested in unlocking the value of your jewelry? At Qollateral, we make it easy to borrow against your valuable jewelry:
- Easy Process: Book an appointment for a no-pressure collateral loan offer.
- Same-Day Payment: Receive cash the same day if you decide to move forward.
- Secure Storage: Your jewelry will be stored in a state-of-the-art vault, fully insured by Lloyd’s of London, and ready for you to pick up anytime.
It’s quick, easy, and ultra-discreet. Start maximizing your jewelry’s potential today.
