Looking to borrow against your gold bracelets, earrings, or other valuables?
At Qollateral, turning your gold jewelry into same-day cash is easier than you might think, and with gold prices now reaching record highs (over $3,400 an ounce), there’s never been a better time to unlock the value sitting in your jewelry box.
Whether you’re near New York City or out of state, our process gives you fast, discreet, fully insured service with funding in as little as 24 hours.
Why Borrow Against Your Gold Jewelry?
Gold has always been a timeless investment, but in today’s market, it’s also an incredible source of instant liquidity.
Many clients are surprised by how much cash they can raise from jewelry that’s simply lying unused at home, from broken pieces to family heirlooms.
At Qollateral, you can borrow against:
- Gold bracelets, necklaces, rings, and earrings
- Broken or damaged gold pieces (we lend based on weight and purity)
- Designer and branded gold jewelry, including Tiffany & Co., Cartier, Bvlgari, and Van Cleef & Arpels
Your gold stays safe and insured throughout the process and you get the cash you need, when you need it.
Fast, Simple Process With Same-Day Funding
Option 1: Visit Our New York City Office
If you’re in or near NYC, book a same-day appointment at our headquarters.
- Schedule online or call us directly.
- Bring your gold jewelry for quick evaluation.
- Sign your loan documents.
- Receive cash or wire transfer on the spot , all within 20 minutes.
It’s a VIP, white-glove, five-star experience. Discreet, professional, and private.
Option 2: Ship From Anywhere in the U.S.
If you’re out of state, we also offer nationwide services. We’ll send you a fully insured, prepaid shipping label, complete with packaging and detailed instructions.
Your shipment is insured end-to-end by Lloyd’s of London, giving you total peace of mind.
Once your gold arrives at our office:
- It’s authenticated and appraised the same day
- Funds are wired to your account immediately
Total turnaround: 24 hours or less
Jewelry Accepted at Qollateral
Qollateral offers competitive loan rates across a wide range of fine jewelry and luxury brands:
Each loan is fully insured, fully confidential, and tailored to your item’s market value.
Important Note on Documentation and Brand Valuation
At Qollateral, we accept all types of gold jewelry, whether branded or unbranded.
However, the presence of brand documentation (such as a receipt, certificate of authenticity, or original packaging) directly impacts your loan valuation.
- If your branded jewelry (for example, Tiffany & Co., Cartier, Bvlgari, Van Cleef & Arpels, or similar) does not include an original receipt (digital or physical) the loan amount will be based solely on the gold’s weight and purity.
- When you include authentic brand documentation, we appraise your jewelry at a significantly higher value because it shows its craftsmanship, design prestige, and resale demand.
- We gladly accept unbranded gold pieces and value them by market weight and karat to provide a fair and transparent appraisal.
When you provide proof of purchase or authenticity, you speed up your loan approval, increase your borrowing power, and ensure we recognize your piece for its full luxury value.
The Qollateral Advantage
- Same-day or next-day funding
- No credit check or income verification
- Fully insured storage by Lloyd’s of London
- Confidential, VIP white-glove service
- Transparent, flexible repayment terms
Whether you’re funding a new investment, managing short-term expenses, or simply want to unlock value from your collection, Qollateral offers a smarter way to borrow against gold without ever selling it.
Learn more about our process and see how much your jewelry could be worth:
Gold Jewelry Loans at Qollateral
Get Funded Today
Gold prices are at an all-time high, don’t let your jewelry sit idle.
Unlock its potential today with Qollateral, the nation’s most trusted luxury asset lender.
