Qollateral has already made a name for itself as New York City’s go-to lending firm, with its confidential and no-pressure approach to asset-backed lending. But did you know that we also serve customers all over the country? From Los Angeles to New York, and everywhere in between, Qollateral offers nationwide loans backed by a unique expertise in high-value assets, including luxury watches, diamonds, gold, fine jewelry, and even niche collectibles such as wine, comic books, and sports memorabilia.
The process is simple, with the option for same-day cash. Here’s how it works.
Step 1: Submit an Online Inquiry or Schedule an Appointment
At Qollateral, it all starts by reaching out to our team, either by submitting a quick online inquiry on our website or by scheduling a private appointment with a luxury appraisal expert at our New York City headquarters. Whichever option you choose to go with, communication with our customers is always 100% confidential and safe.
Step 2: Receive a Professional Appraisal Anywhere in the U.S.
How does a collateral loan work when you’re not local to NYC? Well, it’s actually quite straightforward. Once we receive your inquiry, we will provide you with a pre-paid and fully insured shipping label to safely transport your watch, diamond, or jewelry to us here in NYC.
All items are received at the secure International Gem Tower in the heart of NYC’s Diamond District, where they are appraised by our in-house luxury experts as soon as they arrive. You can rest assured that your assets are protected from the moment they leave your hands.
Step 3: Get an Offer Based on Market Value
Everyone deserves a fair valuation when going through the loan process. That’s why our skilled appraisers carefully examine each asset, considering factors such as brand reputation, rarity, condition, and current market demand. Whether it’s a Rolex Submariner, a GIA-certified diamond, or a gold Cartier LOVE bracelet, our team uses the latest market data to determine its value accurately.
At the end of the appraisal, our experts present you with a competitive loan offer. There’s absolutely no pressure to commit. If you decide not to move forward right away, we’ll securely return your assets—no questions asked.
Step 4: Accept the Terms and Get Paid Fast
If you choose to continue with the loan, all that’s left to do is review the loan terms and sign a simple DocuSign form. Quick, secure, and hassle-free, and all possible from the comfort of your own home. After this step, funding is immediate.
Options include bank wire, check, or even cash if you’re meeting with us in person. Our goal is to ensure you secure the funding you need without delay, regardless of your location.
What Makes Qollateral’s Secured Loan Process Unique?
Not all lenders promise the same level of security as Qollateral. Our services include storage in one of the safest buildings here in NYC, full insurance backed by the renowned Lloyd’s of London, and asset monitoring with the highest level of security.
We will handle your assets with care, from the moment they arrive until they are safely back in your hands. You can borrow against luxury assets with complete confidence at Qollateral.
Nationwide Loans with Local-Level Service
We have customers all over the country. Through our nationwide lending services, they can receive the same personalized service whether they’re shipping a sentimental diamond ring from Miami, a vintage Patek Philippe watch from Dallas, or a signed baseball from San Fransico.
Through good old-fashioned customer service and the convenience of modern shipping logistics, we make loaning against assets as comfortable as working with a trusted local jeweler. That’s the Qollateral difference.
How Does a Secured Loan Work at Qollateral?
Secured loans, also known as collateral loans, utilize a luxury asset as collateral for a cash loan. Compared to traditional bank loans and other forms of unsecured borrowing, it doesn’t affect your credit score or require a lengthy application and approval process. What’s more, you retain ownership of your assets throughout the loan terms.
We make the process simple. We safely hold your assets until the loan is repaid. Once it’s settled in full, your items are returned to you in the exact same condition. It’s a flexible and easy way to quickly access cash without selling your assets outright.
A Final Word From Qollateral
Our mission is to make lending as safe, easy, and quick as possible for all our customers, both in NYC and nationwide. Most assets sit, collecting dust in a safe or bank vault. Let them work for you by pledging them as security for a short-term loan, all while accessing the funding you need.
Connect with our team to get started.
Call or text: 212-287-5257
- 100% Discreet
- 100% Safe
- 100% Secure
- 100% Risk-free
- 100% Insured
- 100% Satisfaction Guarantee
