Looking to unlock cash from your Rolex, Patek Philippe, or Audemars Piguet?
At Qollateral, we make it simple, secure, and discreet to borrow against your luxury watch. We offer same-day funding with no credit checks and a white-glove experience designed for discerning clients.
Whether you’re visiting our New York City headquarters or shipping your timepiece from anywhere in the U.S., Qollateral ensures a confidential, risk-free process from appraisal to funding.
Luxury Watches Accepted by Qollateral
Qollateral provides loans against all leading luxury watch brands, including but not limited to:
If your timepiece holds recognized market value, we’ll help you turn it into liquidity, without selling it.
Learn more here: Watch Loans at Qollateral
How the Luxury Watch Loan Process Works
Our process is designed to be fast, transparent, and effortless, with funding in as little as 20 minutes for local clients and 24 hours nationwide.
Option 1: In-Person Appointment (New York City)
If you’re near NYC, simply:
- Book your appointment online or call us directly.
- Bring your watch for on-site authentication and appraisal.
- Sign a short loan agreement.
- Receive cash or wire transfer the same day.
The entire process takes less than 30 minutes and is handled in a private, concierge-style setting complete with Qollateral’s signature white-glove service.
Option 2: Fully Remote (Nationwide Shipping)
If you’re outside New York, we make it just as easy with our nationwide services:
- You’ll receive a prepaid, fully insured shipping label (covered by Lloyd’s of London).
- Ship your watch using our secure packaging.
- Once received, we’ll email your digital loan agreement for quick e-signature.
- After you sign and provide wire instructions, funds are transferred to your account the same day.
From shipment to funding, the process takes approximately 24 hours.
The Qollateral Advantage
Every watch loan through Qollateral is:
- Fully insured by Lloyd’s of London
- Licensed and bonded by the New York State Department of Consumer Affairs
- Discreet and secure, with 24-hour monitored vault storage
- No credit check required, your watch is the only collateral
- White-glove, VIP experience whether in person or remote
You maintain full ownership of your timepiece, we simply hold it as collateral until repayment is complete.
Documentation and Valuation
While we accept all major luxury watch brands, having original papers, box, and proof of purchase can increase your loan value.
If your watch lacks documentation, it still qualifies, but we base its value on the current market condition and model reference.
Providing documentation helps expedite the process and ensures you receive the maximum loan amount for your asset.
Why Borrow Instead of Selling?
Selling your luxury watch may bring quick cash but you lose a valuable, appreciating asset.
With a Qollateral watch loan, you unlock liquidity without giving up ownership. Once the loan is repaid, your timepiece is returned to you in the same condition, fully insured, and carefully protected.
Get Funded Fast
From Rolex to Patek Philippe, your timepiece can fund your goals in hours, not days.
Experience a discreet, risk-free, and professional process trusted by watch collectors and luxury clients nationwide.
