Borrowing against luxury assets shouldn’t feel uncomfortable, intimidating, or unsafe and at Qollateral, it never does.
Headquartered in the prestigious International Gem Tower in New York City, Qollateral is a trusted nationwide luxury collateral lender that provides a refined, private, and fully insured alternative to traditional pawn shops.
Serving clients across the U.S., we specialize in offering fast, secure, same-day collateral loans backed by auction house–quality assets. Whether you visit us in person or ship your items through our fully insured nationwide process, you’ll experience the same VIP white-glove service that has made Qollateral one of the most reputable luxury lenders in the country.
Why Qollateral Is Different From a Pawn Shop
One of the biggest reasons people hesitate to borrow against their valuables is the negative stigma associated with pawn shops, the crowded storefronts, the lack of privacy, the bulletproof glass, and the overall uncomfortable experience. Qollateral was founded to be the complete opposite of that.
At Qollateral, you can expect:
- A private office, no counters, no foot traffic
- Confidential, one-on-one appointments with our head appraisers
- A calm, discreet, concierge-like environment
- A secure building recognized as one of the most protected in the nation
- Full insurance coverage by Lloyd’s of London
- A respectful, professional approach to lending
The moment you walk into our headquarters, the stigma disappears. You’ll understand immediately why clients across the country trust Qollateral with their most valuable assets.
What Qollateral Lends Against
Qollateral offers loans on a wide range of high-value, auction-house–quality assets. Luxury watches such as Rolex, Patek Philippe, Audemars Piguet, and other top brands are among our most popular categories, along with fine jewelry, diamonds, engagement rings, gold pieces, precious metals, collectibles, and rare items with verifiable provenance.
If your asset carries meaningful market value, our team will evaluate it and provide an offer quickly and discreetly.
A Fast, Seamless Loan Process, In NYC or Nationwide
The Qollateral experience centers around speed and convenience. Clients who visit our New York City office often complete their appraisal, sign their agreement, and receive their funds in 20–30 minutes. Every appointment is private, welcoming, and conducted directly with our head appraiser.
For clients outside NYC, Qollateral offers a fully insured nationwide process. We provide a prepaid shipping label insured by Lloyd’s of London, and for high-value assets over $100,000, we arrange complimentary armored-car pickup. Once your items arrive, typically the next day, you receive a digital loan agreement to sign electronically, and your funds are wired immediately. The entire process usually takes less than 24 hours from the moment you ship your item.
Learn more about our lending process: How It Works
Where Your Assets Are Stored
We store all collateral in a secure vault inside the International Gem Tower, a building recognized for its world-class security standards. Our team protects your assets around the clock with 24/7 monitoring, advanced access control, and full Lloyd’s of London insurance. Whether your items stay with us briefly or long term, we insure them, guard them, and handle them with care.
Online Appraisals in Minutes
You can start your evaluation from anywhere by submitting photos through our easy, two-step online form. During business hours, most clients receive an offer within 30 minutes.
If you like the offer, choose:
- Same-day in-office funding, or
- Shipping with next-day funding
Qollateral adapts to your needs discreetly, professionally, and without delay.
Experience a Better Way to Borrow
Qollateral was built for clients who expect professionalism, privacy, and reliability.
- No judgment.
- No discomfort.
- No stigma.
Just fast, secure, fully insured luxury collateral lending from one of the most trusted firms in the country.
Whether you’re leveraging a luxury watch, fine jewelry, precious metals, or a rare collectible, Qollateral stands apart as the premier nationwide lender for auction house–quality assets.
Start Your Loan Today
Unlock the value of your luxury items with confidence.
