Have a Hermès or Chanel handbag collecting dust in your closet?
At Qollateral, we turn your luxury bags into instant liquidity. Same-day funding, no credit checks, and a VIP white-glove experience every step of the way.
Whether you’re in New York City or across the country, ultimately our loans against luxury handbags let you unlock the hidden value in your collection — fast, discreetly, and securely.
What Handbags Qualify?
Qollateral provides loans exclusively on high-value luxury handbags from Hermès and Chanel, because they are the two most stable and liquid luxury brands in the world.
We currently accept:
- Hermès: Birkin and Kelly bags
- Chanel: Classic Flaps and Boy bags
(Other brands are not eligible at this time, ensuring that all loans are backed by assets with consistent resale and appraised value.)
Learn more here: Loans Against Handbags
Two Fast Ways to Get Funded the Same Day
We’ve made the process effortless. No credit check, no waiting, no uncertainty.
Option 1: In-Person Appointment (New York City)
If you’re located near NYC, simply schedule a same-day appointment at our headquarters.
- Book online or call our concierge team.
- Bring your qualifying handbag for authentication.
- Sign your loan agreement.
- Receive same-day cash or wire transfer.
The entire visit takes less than an hour, you’ll leave with funds in hand before you finish your coffee.
Option 2: Fully Remote (Out of State)
If you’re not local, we also offer nationwide services. We’ll send you a fully insured, prepaid shipping label along with clear instructions. Your bag is insured end-to-end by Lloyd’s of London. Once we receive and authenticate it, your funds are wired that same day.
Total turnaround: 24 hours or less.
The Qollateral Experience
From the moment you reach out, you’ll enjoy a VIP, white-glove, five-star experience.
Every step, from appraisal to funding, is discreet, professional, and transparent.
- Private appointments in our luxury office.
- Secure handling of your designer handbag.
- 24-hour video-monitored vault storage for collateral.
- Full insurance coverage by Lloyd’s of London.
- Personalized funding options – cash or wire transfer.
We treat every client and every item with the care and respect they deserve.
How Fast Is “Same Day”?
It’s as fast as it sounds.
- Local clients: Appraise, sign, and fund within 30 minutes.
- Out-of-state clients: Ship today, fund tomorrow.
Your loan amount depends on the bag’s model, size, material, and condition, but all valuations are handled by our in-house experts specializing in Hermès and Chanel luxury assets.
Why Borrow Against Your Bag Instead of Selling It?
Selling your bag can take weeks and may permanently remove a valuable investment piece from your collection. By borrowing against it, you get immediate access to cash while still keeping ownership.
When the loan is repaid, your handbag is returned to you, fully insured and in pristine condition.
Explore how Qollateral makes handbag-backed loans simple and secure here:
Borrow Against Luxury Handbags
A Smarter Way to Access Cash
- No credit check.
- No selling.
- No hassle.
With Qollateral, your Hermès or Chanel bag isn’t just fashion instead, it’s financial flexibility.
Furthermore, we’re redefining what luxury lending means: instant liquidity with elegance, trust, and security.
