When most people think of leveraging their assets, they think of a home equity line of credit. But what if you could do the same with your gold?
At Qollateral, we’ve made that possible. Meet GELOC: the Gold Equity Line of Credit, an exclusive, first-of-its-kind lending product designed for those who understand the real value of their luxury assets.
What Is GELOC?
GELOC, short for Gold Equity Line of Credit, functions like a HELOC (Home Equity Line of Credit) but instead of using your home as collateral, you use your gold jewelry, coins, or bullion.
This revolutionary program allows you to borrow against your gold without selling it.
You maintain full ownership of your assets, while accessing the liquidity you need, when you need it.
How GELOC Works
It’s simple, secure, and designed for flexibility:
- Deposit your gold jewelry, coins, or bullion with Qollateral.
- Access funds instantly through a secure line of credit.
- Pay only for what you use. Interest, storage, and insurance fees apply only on the amount you withdraw.
For example, if you store $10,000 worth of gold and borrow only $1,000, you pay interest and fees only on that $1,000. The remaining $9,000 stays in our state-of-the-art vault completely free of charge. No storage fees, no hidden costs.
Where Your Gold Lives
All assets under GELOC are stored in Qollateral’s International Gem Tower vault in New York City, a facility equipped with 24-hour video surveillance, multi-layered security protocols, and full insurance coverage through Lloyd’s of London.
Your valuables remain:
- Fully insured
- Professionally safeguarded
- Discreetly managed in a VIP white-glove environment
Every client enjoys a five-star, confidential experience, ensuring absolute peace of mind while maintaining instant access to liquidity.
Why GELOC Is a Game-Changer
- Access cash without selling your gold
- Same-day liquidity. Perfect for seizing opportunities or managing short-term cash flow
- Fully insured and secured by Lloyd’s of London
- No storage fees on unused equity
- Transparent and private lending from a trusted U.S. provider
Whether you need funds for holiday shopping, investment opportunities, or business expansion, GELOC gives you the flexibility to borrow only what you need, whenever you need it.
Why Borrow Against Gold Instead of Selling It?
Selling your gold might solve a short-term need, but you lose ownership of a long-term appreciating asset. With GELOC, you keep your gold, while putting its value to work for you. A smarter, more elegant approach to liquidity.
Learn more about how GELOC and how Qollateral is transforming gold-backed lending in our in-depth guide:
Why Qollateral Is the Trusted Gold Loan Provider
Get Started with GELOC Today
Discreet, flexible, and trusted nationwide, Qollateral’s GELOC offers an entirely new way to borrow, one that combines modern convenience with old-world trust.
Start your application today and discover how your gold can fund your goals, without ever leaving your ownership.
