Turn your high-end watch into fast cash as soon as today, only at Qollateral. We are the nation’s premier asset-backed lender with the safest high-loan offers, with a potential value as low as $1k and upwards of $1 million. Our loans against watches are quick, secure, and completely discreet - there is no need to run lengthy background checks or provide personal financial information to secure a loan. At the same time, you will enjoy exceptional, white-glove customer service via our virtual luxury collateral lending services or in our welcoming offices in the heart of the world-renowned NYC Diamond District.

Book an appointment today to get started.

How to Borrow Against a Watch

To get a secured watch loan, simply book an appointment to set up a zero-commitment loan offer. If you proceed with a Qollateral loan, payment will be processed by cash, check, or wire transfer. It really is that simple. We pride ourselves on reimagining how customers use their luxury asset capital to secure a loan by making the entire process as efficient as possible.

Cash Loans Against Watches – The Qollateral Advantage

1. Your Watch Will Be Safe

Maintaining our status as the best luxury pawn shop in the business would be impossible if we didn’t prioritize security. We make borrowing against a watch safe by storing your valuable timepiece in a secure vault in the impenetrable International Gem Tower. Your watch will be safer with us than inside your own watch box. We understand the stigma surrounding other, less reputable pawn shops, and we can also assure you that your watch will be untouched while in our vault and returned to you in the same condition as when it was given to us. As fellow watch enthusiasts, we know how important those values are to our customers.

2. The Highest Offers on Luxury Watches

Our team of experienced appraisers knows how much your watch is worth and is prepared to provide a fair and competitive asset-backed loan offer. We can beat the competition because we take a different, more personable approach to collateral-based lending by evaluating each customer on an individual basis. It’s a symbiotic relationship based on mutual trust. The more likely you are to return for your asset, the more we can offer you.

3. Unparalleled Customer Service

At Qollateral, we work tirelessly to uphold our strong reputation for honesty and integrity by offering total transparency throughout the loan process and attentive top-tier customer service from highly skilled appraisers. Making sure our customers feel 100% confident in doing business with us is a top priority.

4. It’s a Reliable Alternative to Selling

Luxury watches are generally considered solid investments because it’s easy to leverage them for instant cash flow. While a common option is to sell, you don’t have to part with your favorite timepieces forever to benefit from their tremendous value. Qollateral will help you maintain ownership of your luxury watch by holding onto it until you are ready to pay the balance of your collateral loan.

The Top 10 Luxury Watch Brands for Collateral Loans

We accept most high-end brands as collateral for a secured watch loan. These are the most common


Audemars Piguet

Vacheron Constantin

Patek Philippe

Richard Mille






We also accept a broad range of luxury assets other than watches as collateral, such as designer handbags, jewelry, loose diamonds and gemstones, and precious metals.

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The content provided by Qollateral, LLC is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Qollateral, LLC or any third party service provider to buy or sell any commodities, securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Qollateral, LLC is not an attorney, accountant or financial advisor, nor is it holding itself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.

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