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At Qollateral, we’re continuing to revolutionize the pawn industry with our new virtual, online lending services that will bring the speed and simplicity of collateral loans to our clients nationwide.

What Is Virtual Collateral Lending?

Virtual collateral lending allows you to send in your asset and receive a quick loan payment via check or bank wire transfer for the appraised value of your asset. It’s completely safe, convenient, and confidential. You’ll get all the perks of our in-person collateral loan—friendly service, no-pressure loan offers, and fast, simple payments—but without ever leaving home. We’ll walk you through the details of what our process entails below.

How Do Online Secured Loans Work?

In our signature no-stress style, we have designed a seamless process to turn your assets into cash overnight from anywhere in the country.

First, fill out a 5-minute online submission form to receive a prompt loan estimate and a prepaid shipping label, including full insurance coverage to send your asset safely overnight. Once your asset arrives, our team of appraisers evaluates it in person, providing a definitive loan offer. If you’re ready to move forward, we will provide payment immediately via bank transfer or check, and the asset will be stored in a state-of-the-art vault at their offices in the International Gem Tower, the highest security building in New York City. If you change your mind, we will ship the asset back—no questions asked—still fully insured, overnight. There’s no risk, no obligation, and above all, no hassle.

What Assets Can I Borrow Against For A Virtual Collateral Loan?

Qollateral provides collateral loans against the following assets, though we recommend always giving us a call to be sure.

Luxury Jewelry, as well as non-branded jewelry for the value of precious metals and gems

Diamonds & Gemstones

Precious Metals—especially gold, against which Qollateral offers the highest collateral loan value in New York City

Numismatics & Collectibles

What You Need To Know About Borrowing Virtually Against Gold

At Qollateral, we have just expanded our secured loan services to include a gold equity line of credit, which we call a GELOC. This open line of credit is every bit as quick, easy, and confidential as Qollateral’s asset loan option, but clients can borrow as much or as little cash as they need on an ongoing basis up to the total estimated value of their gold. There’s no other line of credit available that provides this much flexibility and instant cash funding, with no tedious paperwork or credit checks. The GELOC is available both in-person and virtually. We invite you to call us with any questions.

You can get started with your online collateral loan application here. We will be in touch within one business day to walk you through the process and get you set up with your prepaid shipping label. We look forward to serving you from wherever you call home.

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All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.

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