Find out who owns the Rolex company today,...
The 4 Best Jewelry Investments You Can Make
When choosing fine jewelry, it’s always a smart move to consider its value as an investment. Even if you aren’t planning on ever selling your jewelry or borrowing against your jewelry for a loan, the pieces you choose are a great financial safety net. Buying the right pieces not only will provide you with a lifetime of wear, but it will also ensure that your pieces retain their value—or in some cases, even appreciate in value.
If you’re looking to invest in jewelry in 2023, here are the 4 best jewelry investments you can make that are both stunning and smart.
1. Diamonds
It’s no surprise that diamonds are at the top of our list. They are timeless in every way, not just aesthetically, but also financially. The value of diamonds is always in flux, but one thing is certain: they will always hold their value extremely well, with a small percentage of diamonds even appreciating in value. Whether white or colored, diamond tennis bracelets, earrings, necklaces, and rings are all stellar choices to add to your jewelry collection. We are talking, of course, about natural diamonds. Lab-grown diamonds do not have the same value or the same financial power as an asset.
2. Luxury Brand Jewelry
Certain luxury brands will retain their value better than non-branded jewelry. Non-branded jewelry’s value is determined based on the value of its materials alone, whereas luxury brand jewelry has the added value of its brand recognition. Some can even appreciate in value over time, as vintage pieces are highly sought-after. Take, for example, Cartier’s iconic Love Bracelet, which continues to appreciate yearly. A few luxury jewelry brands that we highly recommend (and accept here at Qollateral) are Tiffany & Co., Van Cleef & Arpels, Cartier, and Bulgari. These brands hold their value beautifully—we mean that literally—and we see just how powerful they are as assets all the time in our offices. Should you ever need to sell your luxury brand jewelry or borrow against your luxury jewelry, you will be so happy you had these brands in your collection.
3. Gold & Platinum Jewelry
Investing in precious metals, such as gold and platinum, is undoubtedly your best bet in ensuring that your jewelry retains value. Gold tends to be the safest choice, as its value does not fluctuate as much as platinum. While platinum may have a higher value, its resale value is less stable.
4. Gemstones
Diamonds aside, the top gemstones to invest in are sapphires, rubies, and emeralds. Sapphires come in a myriad of colors, with the most valued being a deep blue. Rubies are rarer than diamonds, and in most cases, rubies are higher in value than diamonds of similar size and quality. The same goes for emeralds. These 3 gemstones make a particularly powerful loan asset should you ever find yourself in a situation where cash flow is an issue. When purchasing rubies, sapphires, and emeralds, look for at least 1 karat in size while prioritizing the quality of the gemstone in order to get the best return on your investment.
Interested in leveraging your jewelry for an asset loan? We are here to help. Simply book an appointment to get a no-pressure collateral loan offer, and a same-day cash payment if you’d like to move forward. Your jewelry will be waiting for you in one of our office’s state-of-the-art vaults, fully insured by Lloyd’s of London, ready to pick up whenever you are. It’s quick, easy, and ultra-discreet.
Content Disclaimer
The content provided by Qollateral, LLC is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Qollateral, LLC or any third party service provider to buy or sell any commodities, securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Qollateral, LLC is not an attorney, accountant or financial advisor, nor is it holding itself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.
Recommended Resources
What's the best type of loan for your...
Timeless jewelry investing in. Explore our quick guide...
Unlock The Equity
In Your Assets.
Maximize your financial potential by
unlocking the equity in your assets.