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Before you commit to a home equity line of credit (aka HELOC), consider Qollateral’s pioneering WELOC, an open line of credit backed by high-value luxury watches, such as Rolex, Patek Philippe, Audemars Piguet, Richard Mille, Omega, and many more. While traditional collateral loans provide a single, one-time payment, a watch equity line of credit offers the flexibility of multiple cash payments up to the watch's value throughout the term of the loan. Access the value of your timepiece when you need it while retaining ownership of the watch. Find out more about Qollateral’s revolutionary watch equity line of credit and its countless benefits below.

Book an appointment now to set up a WELOC.

What is a WELOC?

WELOC is the exclusive term created by Qollateral for our watch equity line of credit. It works by using the value of your watch or watches to create a convenient, open line of credit that the owner can borrow against whenever they choose throughout the loan timeframe. It offers the benefits of a discreet and hassle-free collateral loan with the convenience of a longer loan term. Additionally, with a WELOC, you can borrow as much or as little as you want against the value of your luxury watches whenever you choose. In the meantime, watches used as security for the WELOC will be stored in a high-tech vault within the secure International Gem Tower.

Why Consider A Watch Equity Line Of Credit?

WELOC plans offer countless benefits, many of which mirror that of popular collateral loans.

For starters, credit checks and other financial reviews are not required to obtain a WELOC because the loan amount is determined solely by the estimated value of the watch itself, not your income. That also means WELOCs do not affect your credit and are entirely confidential. If you think about it, WELOCs are also significantly less risky than other options, such as a HELOC or credit card cash advance, if you need instant but long-term cash flow because they don’t involve your credit whatsoever.

Additionally, HELOCs require mountains of tedious paperwork, while a Qollateral WELOC can be completed in under an hour if you so choose because the process is like that of our secure and efficient collateral loans. Furthermore, establishing a line of credit against your luxury watches at Qollateral is as simple as booking an appointment for a free, no-obligation watch appraisal. Your revolving line of credit will be available to you immediately after you sign the straightforward contract agreeing to the terms of the WELOC.

Luxury watches hold immense value that would otherwise sit unused, tucked away inside a watch box at your home. An excellent alternative is to store your watches in our ultra-secure vaults in exchange for a high-value revolving line of credit. We promise your watches will be safer in our state-of-the-art vaults within the impenetrable International Gem Tower than in your own home and will remain untouched until you are ready to close out the terms of your WELOC.

There has never been a better time to take advantage of your valuable assets because the luxury market is at an all-time high. Lock in the highest estimated value of your watch now before the market shifts. You might be surprised at just how much your watch can qualify for once it is evaluated by our skilled team of appraisers.

The Benefits of a WELOC

No credit checks are required.

100% confidential.

Quick and easy to process.

Low risk.

Cash in whenever you need it.

Retain ownership of your watch while securing instant cash flow.

Watch values are at an all-time high.

An equity line of credit is a convenient way to monetize your most valuable assets, and Qollateral is revolutionizing the process by offering secured loans using high-end watches. We also provide programs for other valuable luxury goods, such as gold, jewelry, designer handbags, and loose diamonds and gems. With the highest offer loans in the industry, you don’t have anything to lose by booking a free, no-obligation appraisal. Let us help you assess your cash flow options, whether you’re interested in a WELOC, collateral loan, or selling your luxury watches for the best price.

We are ready to serve you virtually or in person at our New York City offices.

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100% Safe

100% Secure

100% Risk-free

100% Insured

100% Satisfaction Guarantee

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