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Are you searching for a quick, reliable way to create instant cash flow? At Qollateral, we are revolutionizing the idea of the traditional home equity line of credit - aka “HELOC” - by providing a similar, less risky revolving loan secured by diamonds and diamond jewelry. This diamond loan is called a DELOC, Diamond Equity Line of Credit, and it is a different way to transform your loose diamonds, engagement rings, tennis bracelets, necklaces, and other diamond jewelry into fast cash while maintaining ownership of your gemstones. Find out how Qollateral’s innovative DELOC can change your life.

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What is a DELOC?

DELOC is Qollateral’s exclusive term for a diamond equity line of credit. A typical collateral loan pays the entire loan amount upfront, while a flexible DELOC is an open line of credit that provides funds when you need it up to the appraised value of the diamonds throughout the loan term. You can borrow as much as you want when you need it. In the meantime, your diamonds will be stored inside a state-of-the-art vault in the International Gem Tower - one of the country’s most secure buildings. Why keep your diamonds locked away at home when they can serve you more efficiently via a reliable DELOC?

Why Consider a Diamond Equity Line of Credit?

A diamond equity line of credit has numerous benefits.

For starters, diamonds are among the world's most prized gemstones. There is a pretty good chance you or a loved one owns diamond-encrusted jewelry or engagement rings. While these often sentimental assets would otherwise be stored in a safe or jewelry box, they can be used to better serve your lifestyle by placing them in the expert care of Qollateral in exchange for a high-offer open equity line of credit. It is instant, long-term cash flow that doesn’t carry nearly as much risk as a massive home equity line of credit or a dodgy credit card cash advance. Your assets will be returned to you when you are ready to close out the term of the diamond collateral loan.

No credit checks are required. The process to secure a DELOC works much like a collateral loan. Since the loan amount is determined by the estimated value of the diamond assets instead of the borrower’s ability to pay, there is no need to perform an invasive credit check or contact financial institutions for references. The process is kept entirely between the borrower and Qollateral and is 100% confidential. Consequently, it does not affect your credit score at all.

Loans on Diamonds: The Qollateral Advantage

Qollateral customers will enjoy the same quick and efficient process as our standard asset-backed loans. It starts by booking an in-person or virtual appointment for a free consultation with our team of expert diamond appraisers, followed by a competitive loan offer and instant access to funds via a revolving line of credit. The entire process can be completed on the same day if necessary. However, we will never rush our customers and will take the time to address any questions or concerns you may have before committing to a diamond jewelry loan.

Last but certainly not least, diamonds hold value long-term. With the global diamond market expected to grow by at least 50% over the next decade, a loan against diamonds is always advantageous. You may be pleasantly surprised by how much your diamonds will appraise for at Qollateral, the nation’s premier secured lending firm.

Learn more about other revolving equity lines of credit offered by Qollateral, including our innovative GELOC and WELOC programs.

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