We are passionate about pawning here at Qollateral, which should come as no surprise, as we’ve been named the best pawn shop in NYC by our clients. We have seen so many new clients or individuals who are unfamiliar with collateral loans surprised to learn how simple and fast pawning is (at Qollateral, anyway). Many people don’t think of pawning as an option for a transitory cash flow issue, or they have some preconceived ideas about pawning. When we say it’s easy and quick to borrow against your asset at Qollateral, we mean it. Same-day payments, no hidden agenda, no obnoxious forms or credit checks—it’s beyond simple.
Is a collateral loan a good idea?
What we really wish more people knew is that collateral loans are a seriously smart financial move. It’s nothing to feel embarrassed about or worried about—on the contrary, pawning should be celebrated. For those finding themselves short of cash temporarily, an asset loan could be what saves you from having to sell assets, laboriously apply for a personal or business loan, remortgage your home at an ungodly interest rate, or even declare bankruptcy. We see the power of pawning firsthand on a day-to-day basis, and we want you to know, the overwhelming majority are happy endings.
Is pawning safe?
If you’re thinking about the street-level pawn shop with bullet-proof plexiglass and an untrustworthy salesperson with some shady pitches, this is not that. Qollateral is a luxurious, reputable, and highly secure establishment with offices in the International Gem Tower in the diamond district of NYC. We work by appointment only, inviting you in with all the privacy and decorum that you deserve, serving you up a perfectly frothed cappuccino or a glass of prosecco while you sit down with one of our appraisers. We’ll have you in and out within an hour, with cash in hand, or with your bank wire transfer en route for a same-day payment. You’ll walk out like it never happened. Pick up your asset whenever you’re ready (provided you have an appointment, of course for security reasons). Then, go out and celebrate!
How do I decide if a collateral loan is right for me or for my business?
Generally, if your cash flow issue is short-term, a collateral loan is hands-down the best solution for individuals and businesses. It’s quick, it’s easy, and it’s completely confidential. For all those who may be new to pawning, we say, you don’t have to make any decisions, just make the first call. It can’t hurt to have a completely anonymous conversation with one of our team members, and we guarantee it will set your mind at ease. Our team is super supportive and welcoming, and we will provide you with all the details you need to make an informed decision. There’s never any pressure. We genuinely only want you to move forward with an asset loan if you believe it’s the right decision for you. When we sense that a collateral loan is not the right move—mostly for situations where the cash flow shortage is long-term and putting up your heirloom luxury watch for a collateral loan is risky—we won’t hesitate to let you know. We treat you like we would a family member.
Recommended Reading
Here are a few articles that might help you decide if a collateral loan is right for you or your business.
Content Disclaimer
The content provided by Qollateral, LLC is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Qollateral, LLC or any third party service provider to buy or sell any commodities, securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Qollateral, LLC is not an attorney, accountant or financial advisor, nor is it holding itself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Qollateral, LLC is not a fiduciary by virtue of any person’s use of or access to the Site or any content contained therein. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content. In exchange for using the Site, you agree not to hold Qollateral, LLC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the Site.
