Why should I care for my luxury handbag?

Proper care ensures that your luxury handbag maintains its aesthetic and financial value, making it easier to resell or use as collateral for a loan.

What types of handbags are accepted for loans at Qollateral?

Qollateral accepts a wide range of luxury handbags, including those from Chanel, Hermès, and other designer brands, as collateral for same-day cash loans.

Can I borrow against my Hermès Birkin without selling it?

Yes, Qollateral offers discreet and secure loans against Hermès Birkins and other luxury handbags, allowing you to retain ownership while securing a cash loan.

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Qollateral is located in NYC’s most secure building, the International Gem Tower, in the heart of the diamond district.

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Bonded and licensed by New York City’s Department of Consumer Affairs. (DCA License # 2108815 | # 2108816)

Loan Rates and Disclosures

Qollateral offers the best collateral loans in the country, featuring a maximum repayment period of 120 days or 4 months. Our competitive interest rate stands at 2.9% per month, encompassing applicable storage, insurance, and ticket fees, equating to a 34.8% APR when clients borrow up to 35% of the liquid wholesale value of their pledged collateral. To illustrate, if you own an asset valued at $25,000 with a liquid wholesale value and choose to borrow $8,750, your monthly interest would amount to approximately $253.75. Over a 4-month borrowing period, your total redemption amount would be approximately $9,765. Importantly, we do not impose pre-payment penalties, and no credit check or personal guarantee is required, as these transactions are non-recourse.

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