What is a jewelry loan?

A jewelry loan uses valuable jewelry as collateral for a short-term loan. Borrowers can receive fast cash without credit checks by pledging necklaces, rings, or other jewelry as security.

How does the Qollateral jewelry loan process work?

Qollateral offers free jewelry appraisals, provides competitive loan offers, and offers same-day funding options. Assets are securely stored during the loan term in a high-tech vault.

Is a credit check required for a jewelry loan?

No, credit checks are not required for jewelry loans. The loan amount is based solely on the value of the pledged jewelry.

What jewelry brands does Qollateral accept?

Qollateral accepts luxury jewelry brands such as Tiffany & Co., Cartier, Bvlgari, Van Cleef & Arpels, and Chopard.

How can I get started with a jewelry loan?

Contact Qollateral to schedule a free appraisal and secure an instant loan offer based on your jewelry's value.

borrow against jewelry Archives

5-Star Rated
- Read Our Reviews
Get A Loan
Sell An Item
Assets We Accept
About
Insight
Contact

Get Offer Now 212-287-5257

Qollateral is located in NYC’s most secure building, the International Gem Tower, in the heart of the diamond district.

Get A Loan
About
- About Us
- Nationwide Loans
- Reviews
- FAQ
Terms of Use
Sell An Item
Insight
Privacy Policy
Assets We Accept
Contact
Satisfaction Guarantee

Bonded and licensed by New York City’s Department of Consumer Affairs. (DCA License # 2108815 | # 2108816)

Loan Rates and Disclosures

Qollateral offers the best collateral loans in the country, featuring a maximum repayment period of 120 days or 4 months. Our competitive interest rate stands at 2.9% per month, encompassing applicable storage, insurance, and ticket fees, equating to a 34.8% APR when clients borrow up to 35% of the liquid wholesale value of their pledged collateral. To illustrate, if you own an asset valued at $25,000 with a liquid wholesale value and choose to borrow $8,750, your monthly interest would amount to approximately $253.75. Over a 4-month borrowing period, your total redemption amount would be approximately $9,765. Importantly, we do not impose pre-payment penalties, and no credit check or personal guarantee is required, as these transactions are non-recourse.

No Risk. No Obligation.
Secured By 2048-Bit SSL Encryption

5-Star Rated
- Read Our Reviews
Get A Loan
Sell An Item
Assets We Accept
About
Insight
Contact

Chat