What is a jewelry loan?

A jewelry loan is a collateral loan where you use your valuable jewelry as security to obtain a short-term loan. Qollateral offers high LTV loans with full confidentiality.

How much can I borrow against my jewelry?

Qollateral offers up to 80% of your jewelry's liquid wholesale value, the highest loan-to-value ratio in NYC.

Is a jewelry loan confidential?

Yes. Jewelry loans at Qollateral do not require credit checks or financial history reviews, ensuring complete privacy.

Do I need to visit NYC for a loan?

No. Qollateral provides nationwide jewelry loans with fully insured shipping for customers outside of NYC.

How do I get started with a jewelry loan?

Book a free jewelry appraisal with Qollateral or call 212-287-5257 to discuss loan options.

Get Offer Now 212-287-5257

Fast & Secure Jewelry Loans in NYC – Why Qollateral is the Best Choice

So, you’re searching for a quick jewelry loan in NYC. You need cash as soon as today and want to use your jewelry as collateral. But where do you start? There’s a lot to consider when choosing the right lender. For example, will they offer the highest loan amount? Is the process confidential? Most importantly, will you and your jewelry be safe?

At Qollateral, the answer is YES to all of the above. That’s why we’re the best jewelry lender in NYC and nationwide.

📅 Book an appointment to secure a high-offer jewelry loan.

Jewelry Brands Qollateral Accepts

We accept a wide range of luxury jewelry brands, including:

Tiffany & Co.
Cartier
Bvlgari
And Much More…

If you own a brand not listed here, feel free to contact us to find out if we accept it!

Why Qollateral is NYC’s #1 Jewelry Lender

1. The Highest Offer Collateral Loans in NYC

At Qollateral, we offer the highest loan-to-value (LTV) ratios in the industry—up to 80%.

💎 How It Works:

LTV compares the loan amount to your jewelry’s liquid wholesale value.
As a result, a higher LTV = More cash for your jewelry.
Unlike other lenders, Qollateral works case-by-case to help you unlock the most equity possible.

👉 No other lender in NYC comes close.

2. Secure & Comfortable Offices in the International Gem Tower

Your jewelry’s safety is our top priority. That’s why we’ve chosen to operate from one of the most secure buildings in the country.

🏢 Why It Matters:

Qollateral is located in the International Gem Tower, one of the most secure buildings in the U.S.
All assets pledged as collateral are stored in monitored state-of-the-art vaults.
Additionally, customers enjoy a comfortable, private, and safe lending experience.

Unlike traditional pawn shops, we offer a luxury lending experience with unmatched security for your jewelry loan. For this reason, customers choose Qollateral over other lenders.

3. Lending Made Simple in New York City

At Qollateral, we eliminate confusion by making the borrowing process easy with:

No hidden fees
No complicated red tape
VIP customer service

Furthermore, we work with customers locally in NYC and nationwide to ensure they get the maximum value from their jewelry.

4. 100% Confidential Lending

Unlike traditional bank loans, jewelry loans are fast and completely private.

🚀 Why It’s Different:

No credit checks
No financial reviews
No impact on your credit score

💰 Fast process: Loans are approved and paid out the same day—cash in hand.

5. Nationwide Jewelry Loan Services

Not in NYC? No problem! Even if you live outside New York, you can still secure a high-value loan against your jewelry.

📦 How It Works Remotely:

Insured, prepaid shipping labels provided for secure mailing.
Lock in New York’s competitive lending cap (max 4% monthly).
Complete the process entirely from home —wherever you are in the U.S.

With this in mind, Qollateral makes jewelry loans safe, simple, and seamless, no matter where you’re located.

Turn Your Jewelry Into Instant Cash – Get Started Today

Our team of expert appraisers is ready to evaluate your jewelry and secure the highest-value loan offer.

📞 Call or text: 212-287-5257
📅 Book a free consultation today!

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