We Do Things Differently. Secured Collateral Loans Your Way

At Qollateral, we believe leveraging your valuable assets for a loan should be a simple and positive experience. Our process is discreet, seamless, and stress-free, with instant payments available via cash, check, or wire transfer—whichever suits you best.

Loan amounts $2000 to $10 million. Same-day Funding.

Exterior view of International Gem Tower in New York City, home of Qollateral’s secured lending office.

White Glove Experience. 5 Star
Service from Start to Finish

What separates us from other collateral lenders? The VIP treatment you receive when you visit us. We create personalized experiences. Our team still believes that the human touch means more than corporate indifference. What that means for you is that when you call us, you’re talking to a live member of our team in our NYC office. You’re not getting passed off to a representative in one state and then an appraiser in another. Our approach to secured asset loans is about growing relationships and delivering convenient, top-tier service.

We’re also proud to offer higher loan-to-value financing than the competition. Your luxury asset should give you access to the highest dollar amount relative to its appraised value, and that’s what we provide. And throughout the process, we exercise the highest standards of privacy and discretion.

That’s the Qollateral difference – higher loan amounts, better customer experiences.

Our Core Values

We stand by our values at Qollateral. For each client, in each transaction, we always adhere to the strictest standards of:

  • Security
  • Discretion
  • Integrity
  • Professionalism
  • Personability
  • Transparency

Our staff understands that by upholding these values, we can give every client the high level of service they expect. That’s why clients know they can choose Qollateral with confidence. When you need to borrow against luxury assets, we’re the team you can trust.

Reinforced metal vault door representing secure asset protection for collateral loans.

About Our Team

Our expert appraisers are skilled in handling a wide range of luxury assets, such as diamonds, gold, gemstones, watches, jewelry, precious metals, and designer accessories. As we said above, discretion is everything at Qollateral, and our team is dedicated to keeping your identity safe. Our appraisers will ensure that your experience is smooth and pleasant from start to finish – and that’s a promise you can believe in. Wondering how does a collateral loan work? Feel free to contact us to go over the details of our simple process.

Discreet office setup with microscope at Qollateral NYC for secure collateral evaluations.

Meet Our Loan Director

Our Managing Partner and COO, Michael Manashirov, heads our lending department. He has over a decade of experience in luxury asset-backed lending. Prior to co-founding Qollateral, Michael spent six years at a leading collateral lending company. There, he specialized in serving clients in New York and nationwide.

Michael’s experiences with various companies motivated him to start Qollateral. He saw the need for a more engaged, client-centric alternative to the corporate lending environment. He co-founded Qollateral on the principle that treating people right should be the priority.

In his current role, he continues to bring a personalized touch to the process. He focuses on providing friendly and discreet transactions that meet the needs of each individual client.

Throughout his career, Michael has excelled in various positions. He has successfully served as a loan officer, appraiser, gemologist, and loan valuation professional. His responsibilities have encompassed qualifying high-end assets, conducting thorough loan appraisals, and providing short-term collateral loans secured by fine jewelry, luxury watches, diamonds, gemstones, and precious metals.

Michael’s expertise and sense of personal responsibility to our clients help make Qollateral the preferred asset-backed lender in New York City and beyond. He welcomes the opportunity to work with you the next time you need a collateral loan.

Appraiser examining diamond under magnification for secured loan evaluation in NYC

By Appointment Only

Located in the International Gem Tower in New York City’s Diamond District, Qollateral’s offices are highly secure, and all items in our care are insured by Lloyd’s of London. We are bonded and licensed by New York City’s Department of Consumer Affairs. (DCA License # 2108815 | # 2108816).

Please book an appointment here to set up a confidential meeting with our team of knowledgeable appraisers. We welcome in-person and online consultations featuring a hassle-free and fully insured shipping process for out-of-state customers.

Book An Appointment

Proudly offering the highest value collateral loans to clients in NYC and across the nation

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100% Discreet

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100% Safe

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100% Secure

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100% Risk Free

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100% Insured

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100% Satisfaction Guarantee

Assets We Accept

Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):

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